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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Hudson County, New Jersey

Fat Boy Data analyzed investment cash-out refinance activity in Hudson County, New Jersey, home to Jersey City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,237 applications were decided by 163 lenders between 2023 and 2025.

Hudson County at a glance

163Active lenders17 with 20+ decisions
72.7%Market approval rate899 of 1,237 decided
$525KTypical loanmedian lender, $10K brackets
91%Borrower take-up819 loans funded

How Hudson County compares

Approval rate compared
Hudson County72.7%New Jersey77.8%All 616 counties73.1%
Typical loan compared
Hudson County$525KNew Jersey$325KAll 616 counties$205K

What the data shows

Loan Funder LLC made the most investment cash-out refinances in Hudson County, NJ, 43 of them.

Constructive Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 43.

Lenders approved 72.7% of investment cash-out refinance applications in Hudson County, NJ, 5.1 percentage points below the New Jersey rate of 77.8%.

The typical investment cash-out refinance here is $525K, 62% larger than the New Jersey typical of $325K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 27One lender: 48% approved of 23One lender: 50% approved of 34Hometown Equity Mortgage, LLC: 52% approved of 46United Wholesale Mortgage, LLC: 57% approved of 121One lender: 69% approved of 35One lender: 72% approved of 39Loan Funder LLC: 80% approved of 56One lender: 83% approved of 24One lender: 87% approved of 31One lender: 89% approved of 38One lender: 93% approved of 28One lender: 95% approved of 20One lender: 96% approved of 25Crosscountry Mortgage, LLC: 98% approved of 45Constructive Loans, LLC: 100% approved of 43One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Hudson County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only57%69 / 121100%$355K69
2Loan Funder LLC80%45 / 5696%$645K43
3Hometown Equity Mortgage, LLC52%24 / 46100%$565K24
4Crosscountry Mortgage, LLC98%44 / 4595%$565K42
5Constructive Loans, LLC100%43 / 4393%$575K40

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 158 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Hudson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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