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refinance lenders · HMDA 2023–2025

Refinance lenders in Hudson County, New Jersey

Fat Boy Data analyzed mortgage refinance activity in Hudson County, New Jersey, home to Jersey City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,124 applications were decided by 209 lenders between 2023 and 2025.

Hudson County at a glance

209Active lenders21 with 20+ decisions
72.8%Market approval rate1,547 of 2,124 decided
$445KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,474 loans funded

How Hudson County compares

Approval rate compared
Hudson County72.8%New Jersey75.7%All 616 counties76.5%
Typical loan compared
Hudson County$445KNew Jersey$235KAll 616 counties$295K

What the data shows

Loandepot.Com, LLC made the most mortgage refinances in Hudson County, NJ, 206 of them.

Loandepot.Com, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 213.

The typical mortgage refinance here is $445K, 89% larger than the New Jersey typical of $235K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 12% approved of 40One lender: 31% approved of 54One lender: 42% approved of 24One lender: 56% approved of 27One lender: 56% approved of 39PNC Bank, National Association: 58% approved of 118Citizens Bank, National Association: 61% approved of 164One lender: 62% approved of 34Bank of America, National Association: 63% approved of 117One lender: 65% approved of 23TD Bank, National Association: 73% approved of 166One lender: 77% approved of 44One lender: 79% approved of 112One lender: 83% approved of 24One lender: 84% approved of 106One lender: 85% approved of 20One lender: 86% approved of 21One lender: 86% approved of 21One lender: 87% approved of 31One lender: 94% approved of 64Loandepot.Com, LLC: 97% approved of 213

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Hudson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loandepot.Com, LLC97%207 / 213100%$665K206
2TD Bank, National Association73%121 / 16699%$355K120
3Citizens Bank, National Association61%100 / 16498%$255K98
4PNC Bank, National Association58%69 / 11899%$195K68
5Bank of America, National Association63%74 / 11797%$205K72

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 204 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Hudson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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