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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Hudson County, New Jersey

Fat Boy Data analyzed cash-out refinance activity in Hudson County, New Jersey, home to Jersey City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,200 applications were decided by 181 lenders between 2023 and 2025.

Hudson County at a glance

181Active lenders19 with 20+ decisions
56.3%Market approval rate1,238 of 2,200 decided
$275KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,155 loans funded

How Hudson County compares

Approval rate compared
Hudson County56.3%New Jersey67.6%All 616 counties68.2%
Typical loan compared
Hudson County$275KNew Jersey$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Hudson County, NJ, 260 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 49.

Lenders approved 56.3% of cash-out refinance applications in Hudson County, NJ, 11.3 percentage points below the New Jersey rate of 67.6%.

The typical cash-out refinance here is $275K, 34% larger than the New Jersey typical of $205K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%One lender: 9% approved of 32One lender: 19% approved of 52Amerisave Mortgage Corporation: 26% approved of 195One lender: 27% approved of 30Newrez LLC: 31% approved of 168One lender: 35% approved of 37One lender: 43% approved of 21One lender: 45% approved of 20One lender: 50% approved of 30Loandepot.Com, LLC: 56% approved of 97One lender: 59% approved of 32One lender: 62% approved of 34United Wholesale Mortgage, LLC: 67% approved of 178Rocket Mortgage, LLC: 67% approved of 399One lender: 70% approved of 46One lender: 75% approved of 20One lender: 76% approved of 49One lender: 78% approved of 40One lender: 96% approved of 49

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Hudson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC67%269 / 39997%$225K260
2Amerisave Mortgage Corporation26%50 / 19598%$85K49
3United Wholesale Mortgage, LLCBroker only67%119 / 17898%$335K117
4Newrez LLC31%52 / 16894%$155K49
5Loandepot.Com, LLC56%54 / 9794%$305K51

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 176 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Hudson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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