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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Hunterdon County, New Jersey

Fat Boy Data analyzed home improvement loan activity in Hunterdon County, New Jersey, home to Flemington, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,867 applications were decided by 113 lenders between 2023 and 2025.

Hunterdon County at a glance

113Active lenders16 with 20+ decisions
68.4%Market approval rate1,277 of 1,867 decided
$105KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,211 loans funded

How Hunterdon County compares

Approval rate compared
Hunterdon County68.4%New Jersey59.7%All 616 counties62.7%
Typical loan compared
Hunterdon County$105KNew Jersey$105KAll 616 counties$75K

What the data shows

PNC Bank, National Association made the most home improvement loans in Hunterdon County, NJ, 180 of them.

Riegel approved the highest share of applications among lenders with at least 20 decisions here, 91% of 87.

Lenders approved 68.4% of home improvement loan applications in Hunterdon County, NJ, 8.7 percentage points above the New Jersey rate of 59.7%.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 78One lender: 46% approved of 24One lender: 47% approved of 30One lender: 49% approved of 37One lender: 53% approved of 51Bank of America, National Association: 59% approved of 248One lender: 60% approved of 20TD Bank, National Association: 70% approved of 235PNC Bank, National Association: 74% approved of 251Affinity: 74% approved of 169Citizens Bank, National Association: 75% approved of 131One lender: 77% approved of 39One lender: 78% approved of 58One lender: 79% approved of 24One lender: 91% approved of 87One lender: 95% approved of 37

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Hunterdon County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association74%185 / 25197%$105K180
2Bank of America, National Association59%146 / 24899%$105K145
3TD Bank, National Association70%165 / 23598%$105K162
4Affinity74%125 / 16995%$105K119
5Citizens Bank, National Association75%98 / 13198%$145K96

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 108 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Hunterdon County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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