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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in New Jersey

Fat Boy Data analyzed investment property refinance activity in New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,090 applications were decided by 384 lenders between 2023 and 2025.

New Jersey at a glance

384Active lenders78 with 20+ decisions
77.7%Market approval rate6,284 of 8,090 decided
$425KTypical loanmedian lender, $10K brackets
92%Borrower take-up5,756 loans funded

How New Jersey compares

Approval rate compared
New Jersey77.7%All 616 counties77.7%
Typical loan compared
New Jersey$425KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in New Jersey, 393 of them.

Ark Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 132.

The typical investment property refinance here is $425K, 81% larger than the the United States typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 10% approved of 30One lender: 35% approved of 34One lender: 36% approved of 67One lender: 38% approved of 32One lender: 39% approved of 46One lender: 42% approved of 31One lender: 42% approved of 97One lender: 43% approved of 134One lender: 47% approved of 165One lender: 48% approved of 40One lender: 49% approved of 123One lender: 50% approved of 105One lender: 51% approved of 35One lender: 57% approved of 46One lender: 57% approved of 46One lender: 57% approved of 42One lender: 59% approved of 37One lender: 60% approved of 30TD Bank, National Association: 61% approved of 315One lender: 62% approved of 48One lender: 63% approved of 109One lender: 64% approved of 78One lender: 69% approved of 64One lender: 69% approved of 39One lender: 71% approved of 72One lender: 71% approved of 207United Wholesale Mortgage, LLC: 71% approved of 304One lender: 74% approved of 147One lender: 76% approved of 49One lender: 76% approved of 42One lender: 76% approved of 38One lender: 78% approved of 94One lender: 78% approved of 77One lender: 82% approved of 34One lender: 83% approved of 46One lender: 83% approved of 191One lender: 83% approved of 41One lender: 83% approved of 95Kiavi Funding, Inc.: 84% approved of 481One lender: 85% approved of 100One lender: 88% approved of 239Loan Funder LLC: 89% approved of 363One lender: 90% approved of 210One lender: 90% approved of 48One lender: 90% approved of 52One lender: 91% approved of 69One lender: 94% approved of 62One lender: 94% approved of 33One lender: 94% approved of 85One lender: 96% approved of 124One lender: 97% approved of 35One lender: 97% approved of 36Constructive Loans, LLC: 97% approved of 376One lender: 98% approved of 41One lender: 98% approved of 42One lender: 98% approved of 47One lender: 100% approved of 287One lender: 100% approved of 132One lender: 100% approved of 101One lender: 100% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in New Jersey

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.84%402 / 48198%$195K393
2Constructive Loans, LLC97%366 / 37690%$595K328
3Loan Funder LLC89%323 / 36396%$425K309
4TD Bank, National Association61%191 / 31597%$325K186
5United Wholesale Mortgage, LLCBroker only71%217 / 30499%$395K214

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 379 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in New Jersey. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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