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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in New Jersey

Fat Boy Data analyzed investment property refinance activity in New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,090 applications were decided by 384 lenders between 2023 and 2025.

New Jersey at a glance

384Active lenders78 with 20+ decisions
77.7%Market approval rate6,284 of 8,090 decided
$425KTypical loanmedian lender, $10K brackets
92%Borrower take-up5,756 loans funded

How New Jersey compares

Approval rate compared
New Jersey77.7%All 616 counties77.7%
Typical loan compared
New Jersey$425KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in New Jersey, 393 of them.

Ark Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 132.

The typical investment property refinance here is $425K, 81% larger than the the United States typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Navy Federal Credit Union: 10% approved of 30Lakeview Loan Servicing, LLC: 35% approved of 34Lendingone, LLC: 36% approved of 67Deephaven Mortgage LLC: 38% approved of 32Homebridge Financial Services, Inc.: 39% approved of 46Royal United Mortgage LLC: 42% approved of 31Hometown Equity Mortgage, LLC: 42% approved of 97Bank of America, National Association: 43% approved of 134Citizens Bank, National Association: 47% approved of 165Wilmington Savings Fund Society, FSB: 48% approved of 40Ice Lender Holdings LLC: 49% approved of 123PNC Bank, National Association: 50% approved of 105Lima One Capital, LLC: 51% approved of 35Provident Bank: 57% approved of 46Kind Lending, LLC: 57% approved of 46Homexpress Mortgage Corp.: 57% approved of 42Advisors Mortgage Group, L.L.C.: 59% approved of 37Temple View Capital Funding, Lp: 60% approved of 30TD Bank, National Association: 61% approved of 315Fulton Bank, National Association: 62% approved of 48Pennymac Loan Services, LLC: 63% approved of 109Wells Fargo Bank, National Association: 64% approved of 78Newrez LLC: 69% approved of 64Manufacturers and Traders Trust Company: 69% approved of 39Cmg Mortgage, Inc.: 71% approved of 72Rocket Mortgage, LLC: 71% approved of 207United Wholesale Mortgage, LLC: 71% approved of 304Champions Funding, LLC: 74% approved of 147American Heritage Lending, LLC: 76% approved of 49JPMorgan Chase Bank, National Association: 76% approved of 42American Federal Mortgage Corporation: 76% approved of 38Norwich Commercial Group, Inc.: 78% approved of 94Loandepot.Com, LLC: 78% approved of 77The Federal Savings Bank: 82% approved of 34A&D Mortgage LLC: 83% approved of 46Emporium Tpo LLC: 83% approved of 191OceanFirst Bank, National Association: 83% approved of 41Logan Finance Corporation: 83% approved of 95Kiavi Funding, Inc.: 84% approved of 481Foundation Mortgage Corporation: 85% approved of 100Bpl Mortgage, LLC: 88% approved of 239Loan Funder LLC: 89% approved of 363The Loan Store, Inc.: 90% approved of 210Citadel Servicing Corporation: 90% approved of 48Abl Rpc Residential Credit Acquisition LLC: 90% approved of 52Manasquan Bank: 91% approved of 69Guaranteed Rate, Inc.: 94% approved of 62First Colony Mortgage Corporation: 94% approved of 33Absolute Home Mortgage Corporation: 94% approved of 85Crosscountry Mortgage, LLC: 96% approved of 124Affordable Mortgage Advisors, LLC: 97% approved of 35Corevest American Finance Lender LLC: 97% approved of 36Constructive Loans, LLC: 97% approved of 376Velocity Commercial Capital, LLC: 98% approved of 41Plains Commerce Bank: 98% approved of 42Bond Street Mortgage, LLC: 98% approved of 47FM Home Loans, LLC: 100% approved of 287Ark Mortgage, Inc.: 100% approved of 132Nationwide Mortgage Bankers, Inc.: 100% approved of 101Dominion Financial Services, LLC: 100% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in New Jersey

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.84%402 / 48198%$195K393
2Constructive Loans, LLC97%366 / 37690%$595K328
3Loan Funder LLC89%323 / 36396%$425K309
4TD Bank, National Association61%191 / 31597%$325K186
5United Wholesale Mortgage, LLCBroker only71%217 / 30499%$395K214

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 379 more lenders.

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Other lending data for New Jersey

Mortgage lenders in New JerseyHome improvement loans in New JerseyCash-out refinance in New JerseyRefinance in New JerseyInvestment property purchase in New JerseyInvestment cash-out refinance in New JerseyInvestment home improvement in New Jersey

Counties in New Jersey

Bergen CountyCountyMiddlesex CountyCountyEssex CountyCountyHudson CountyCountyOcean CountyCountyMonmouth CountyCountyUnion CountyCountyCamden CountyCountyPassaic CountyCountyMorris CountyCountyBurlington CountyCountyMercer CountyCounty