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refinance lenders · HMDA 2023–2025

Refinance lenders in Nassau County, New York

Fat Boy Data analyzed mortgage refinance activity in Nassau County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,406 applications were decided by 194 lenders between 2023 and 2025.

Nassau County at a glance

194Active lenders45 with 20+ decisions
65.6%Market approval rate5,516 of 8,406 decided
$285KTypical loanmedian lender, $10K brackets
95%Borrower take-up5,222 loans funded

How Nassau County compares

Approval rate compared
Nassau County65.6%New York71.0%All 616 counties76.5%
Typical loan compared
Nassau County$285KNew York$205KAll 616 counties$295K

What the data shows

Fourleaf made the most mortgage refinances in Nassau County, NY, 1,050 of them.

FM Home Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 51.

Lenders approved 65.6% of mortgage refinance applications in Nassau County, NY, 5.4 percentage points below the New York rate of 71.0%.

The typical mortgage refinance here is $285K, 39% larger than the New York typical of $205K.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 22% approved of 307Flagstar Bank, National Association: 39% approved of 23Newrez LLC: 42% approved of 106Pentagon Federal Credit Union: 44% approved of 39Plaza Home Mortgage, Inc.: 45% approved of 33Municipal Credit Union: 49% approved of 55Carrington Mortgage Services, LLC: 50% approved of 32Bank of America, National Association: 55% approved of 491Fourleaf: 57% approved of 1,884Third Federal Savings And Loan Association Of Cleveland: 57% approved of 68Suffolk: 62% approved of 21PNC Bank, National Association: 63% approved of 89Manufacturers and Traders Trust Company: 64% approved of 176Wells Fargo Bank, National Association: 64% approved of 130Webster Bank, National Association: 64% approved of 72Jovia Financial: 65% approved of 799Citizens Bank, National Association: 66% approved of 933Royal United Mortgage LLC: 67% approved of 43TD Bank, National Association: 67% approved of 649Quorum Federal Credit Union: 68% approved of 31Nqm Funding, LLC: 69% approved of 52Nationstar Mortgage LLC: 69% approved of 36Homebridge Financial Services, Inc.: 71% approved of 38Rocket Mortgage, LLC: 72% approved of 248Loandepot.Com, LLC: 72% approved of 25U.S. Bank National Association: 74% approved of 47Pennymac Loan Services, LLC: 77% approved of 53United Wholesale Mortgage, LLC: 81% approved of 177Planet Home Lending, LLC: 82% approved of 34JPMorgan Chase Bank, National Association: 85% approved of 225Lynx Mortgage Bank LLC: 87% approved of 31Island Federal Credit Union: 88% approved of 147Cardinal Financial Company, Limited Partnership: 89% approved of 44Citibank, National Association: 89% approved of 63Unmb Home Loans Inc.: 89% approved of 36Finance of America Reverse LLC: 92% approved of 133Longbridge Financial, LLC: 93% approved of 67Teachers Federal Credit Union: 93% approved of 68Crosscountry Mortgage, LLC: 94% approved of 34Continental Mortgage Bankers, Inc.: 95% approved of 20United Mortgage Corp.: 97% approved of 34Nationwide Mortgage Bankers, Inc.: 98% approved of 173FM Home Loans, LLC: 100% approved of 51Contour Mortgage Corporation: 100% approved of 29Meadowbrook Financial Mortgage Bankers Corp.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Nassau County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fourleaf57%1,067 / 1,88498%$205K1,050
2Citizens Bank, National Association66%619 / 93397%$285K600
3Jovia Financial65%519 / 79993%$205K481
4TD Bank, National Association67%438 / 64998%$305K430
5Bank of America, National Association55%272 / 49197%$215K264

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 189 more lenders.

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Other lending data for Nassau County

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