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refinance lenders · HMDA 2023–2025

Refinance lenders in Nassau County, New York

Fat Boy Data analyzed mortgage refinance activity in Nassau County, New York, home to Hempstead, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,406 applications were decided by 194 lenders between 2023 and 2025.

Nassau County at a glance

194Active lenders45 with 20+ decisions
65.6%Market approval rate5,516 of 8,406 decided
$285KTypical loanmedian lender, $10K brackets
95%Borrower take-up5,222 loans funded

How Nassau County compares

Approval rate compared
Nassau County65.6%New York71.0%All 616 counties76.5%
Typical loan compared
Nassau County$285KNew York$205KAll 616 counties$295K

What the data shows

Fourleaf made the most mortgage refinances in Nassau County, NY, 1,050 of them.

FM Home Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 51.

Lenders approved 65.6% of mortgage refinance applications in Nassau County, NY, 5.4 percentage points below the New York rate of 71.0%.

The typical mortgage refinance here is $285K, 39% larger than the New York typical of $205K.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 307One lender: 39% approved of 23One lender: 42% approved of 106One lender: 44% approved of 39One lender: 45% approved of 33One lender: 49% approved of 55One lender: 50% approved of 32Bank of America, National Association: 55% approved of 491Fourleaf: 57% approved of 1,884One lender: 57% approved of 68One lender: 62% approved of 21One lender: 63% approved of 89One lender: 64% approved of 176One lender: 64% approved of 130One lender: 64% approved of 72Jovia Financial: 65% approved of 799Citizens Bank, National Association: 66% approved of 933One lender: 67% approved of 43TD Bank, National Association: 67% approved of 649One lender: 68% approved of 31One lender: 69% approved of 52One lender: 69% approved of 36One lender: 71% approved of 38One lender: 72% approved of 248One lender: 72% approved of 25One lender: 74% approved of 47One lender: 77% approved of 53One lender: 81% approved of 177One lender: 82% approved of 34One lender: 85% approved of 225One lender: 87% approved of 31One lender: 88% approved of 147One lender: 89% approved of 44One lender: 89% approved of 63One lender: 89% approved of 36One lender: 92% approved of 133One lender: 93% approved of 67One lender: 93% approved of 68One lender: 94% approved of 34One lender: 95% approved of 20One lender: 97% approved of 34One lender: 98% approved of 173One lender: 100% approved of 51One lender: 100% approved of 29One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Nassau County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fourleaf57%1,067 / 1,88498%$205K1,050
2Citizens Bank, National Association66%619 / 93397%$285K600
3Jovia Financial65%519 / 79993%$205K481
4TD Bank, National Association67%438 / 64998%$305K430
5Bank of America, National Association55%272 / 49197%$215K264

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 189 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Nassau County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Typical loan size and range
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  • How easy each lender is to reach

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