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refinance lenders · HMDA 2023–2025

Refinance lenders in Richmond County, New York

Fat Boy Data analyzed mortgage refinance activity in Richmond County, New York, home to Staten Island, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,643 applications were decided by 110 lenders between 2023 and 2025.

Richmond County at a glance

110Active lenders17 with 20+ decisions
64.7%Market approval rate1,063 of 1,643 decided
$225KTypical loanmedian lender, $10K brackets
94%Borrower take-up997 loans funded

How Richmond County compares

Approval rate compared
Richmond County64.7%New York71.0%All 616 counties76.5%
Typical loan compared
Richmond County$225KNew York$205KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Richmond County, NY, 155 of them.

Nationwide Mortgage Bankers, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

Lenders approved 64.7% of mortgage refinance applications in Richmond County, NY, 6.3 percentage points below the New York rate of 71.0%.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 31% approved of 110One lender: 46% approved of 37Bank of America, National Association: 48% approved of 121One lender: 50% approved of 24TD Bank, National Association: 57% approved of 233One lender: 58% approved of 31Northfield Bank: 59% approved of 101One lender: 64% approved of 44Citizens Bank, National Association: 65% approved of 247One lender: 67% approved of 42One lender: 71% approved of 21One lender: 74% approved of 88One lender: 83% approved of 53One lender: 86% approved of 69One lender: 92% approved of 38One lender: 95% approved of 22One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Richmond County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association65%160 / 24797%$225K155
2TD Bank, National Association57%133 / 23398%$205K131
3Bank of America, National Association48%58 / 12198%$155K57
4Discover Bank31%34 / 11097%$155K33
5Northfield Bank59%60 / 10195%$155K57

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 105 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Richmond County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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