Refinance lenders in Richmond County, New York
Fat Boy Data analyzed mortgage refinance activity in Richmond County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,643 applications were decided by 110 lenders between 2023 and 2025.
Richmond County at a glance
How Richmond County compares
What the data shows
Citizens Bank, National Association made the most mortgage refinances in Richmond County, NY, 155 of them.
Nationwide Mortgage Bankers, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.
Lenders approved 64.7% of mortgage refinance applications in Richmond County, NY, 6.3 percentage points below the New York rate of 71.0%.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Richmond County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Citizens Bank, National Association | 65% | 160 / 247 | 97% | $225K | 155 |
| 2 | TD Bank, National Association | 57% | 133 / 233 | 98% | $205K | 131 |
| 3 | Bank of America, National Association | 48% | 58 / 121 | 98% | $155K | 57 |
| 4 | Discover Bank | 31% | 34 / 110 | 97% | $155K | 33 |
| 5 | Northfield Bank | 59% | 60 / 101 | 95% | $155K | 57 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 105 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest mortgage refinance lenders in Richmond County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.