Carrington Mortgage Services, LLC mortgage approval rate & lending review
Carrington Mortgage Services, LLC decided 82,122 mortgage applications and funded 28,007 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Carrington Mortgage Services, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to carringtonmortgage.com.
Carrington Mortgage Services, LLC at a glance
Approval is 27.8 points below the 71.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 73% | 6,130 / 8,379 | 82% | $325K | 5,021 |
| Home improvement loans | 52% | 15 / 29 | 87% | $145K | 13 |
| Cash-out refinance | 39% | 23,760 / 61,347 | 80% | $185K | 18,911 |
| Refinance | 41% | 3,011 / 7,412 | 69% | $335K | 2,085 |
| Investment property purchase | 81% | 1,087 / 1,334 | 72% | $265K | 787 |
| Investment cash-out refinance | 52% | 1,586 / 3,078 | 65% | $185K | 1,027 |
| Investment refinance | 54% | 289 / 538 | 56% | $255K | 161 |
Carrington Mortgage Services, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 44% | $195K | 10,100 | 3,394 |
| California | 38% | $265K | 7,800 | 2,173 |
| Texas | 41% | $185K | 6,573 | 2,028 |
| Georgia | 42% | $195K | 4,723 | 1,588 |
| North Carolina | 45% | $185K | 3,402 | 1,247 |
| Ohio | 47% | $155K | 3,331 | 1,194 |
| Pennsylvania | 45% | $165K | 3,034 | 1,083 |
| Maryland | 37% | $225K | 2,997 | 866 |
| Illinois | 40% | $155K | 2,937 | 891 |
| New York | 51% | $465K | 2,682 | 1,048 |
| Michigan | 49% | $135K | 2,638 | 1,017 |
| New Jersey | 41% | $325K | 2,514 | 761 |
| Indiana | 49% | $155K | 2,431 | 996 |
| Arizona | 45% | $205K | 2,307 | 810 |
| Tennessee | 47% | $185K | 2,109 | 830 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Carrington Mortgage Services, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Maricopa County, AZ | Cash-out refinance | 37% | 907 | 268 |
| Los Angeles County, CA | Cash-out refinance | 31% | 1,004 | 226 |
| Riverside County, CA | Cash-out refinance | 30% | 972 | 220 |
| Cook County, IL | Cash-out refinance | 29% | 993 | 192 |
| Prince George's County, MD | Cash-out refinance | 29% | 746 | 177 |
| Harris County, TX | Cash-out refinance | 31% | 752 | 169 |
| Marion County, IN | Cash-out refinance | 48% | 394 | 168 |
| San Bernardino County, CA | Cash-out refinance | 34% | 577 | 162 |
| Hillsborough County, FL | Cash-out refinance | 38% | 548 | 160 |
| Franklin County, OH | Cash-out refinance | 42% | 424 | 149 |
| Gwinnett County, GA | Cash-out refinance | 39% | 466 | 148 |
| Tarrant County, TX | Cash-out refinance | 38% | 411 | 134 |
The county markets where Carrington Mortgage Services, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Carrington Mortgage Services, LLC
What is Carrington Mortgage Services, LLC's mortgage approval rate?
Carrington Mortgage Services, LLC approved 43.7% of the 82,122 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 27.8 points below the 71.5% national rate for the same mix of loan types.
How often do borrowers take the loan Carrington Mortgage Services, LLC offers?
Borrowers accepted 78% of the loans Carrington Mortgage Services, LLC approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Carrington Mortgage Services, LLC make?
The typical cash-out refinance loan Carrington Mortgage Services, LLC made was $185K; across all loan types its typical loan ran from $145K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Carrington Mortgage Services, LLC lend?
Carrington Mortgage Services, LLC decided applications in 52 of the states Fat Boy Data covers, most of them in Florida, California and Texas.
Can I apply to Carrington Mortgage Services, LLC directly?
Yes. Carrington Mortgage Services, LLC reports as a direct lender that takes applications from borrowers. Its website is carringtonmortgage.com.
Does this page show Carrington Mortgage Services, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Carrington Mortgage Services, LLC treats applications, then get a rate quote from the lender.