Investment property cash-out lenders in Jefferson County, New York
Fat Boy Data analyzed investment cash-out refinance activity in Jefferson County, New York, home to Watertown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 91 applications were decided by 33 lenders between 2023 and 2025.
Jefferson County at a glance
How Jefferson County compares
What the data shows
Watertown Savings Bank made the most investment cash-out refinances in Jefferson County, NY, 12 of them.
The typical investment cash-out refinance here is $135K, 68% smaller than the New York typical of $425K.
Investment property cash-out lenders in Jefferson County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Watertown Savings BankLimited sample | 100% | 13 / 13 | 92% | $135K | 12 |
| 2 | Northern Credit UnionLimited sample | 100% | 12 / 12 | 100% | $155K | 12 |
| 3 | Loan Funder LLCLimited sample | 88% | 7 / 8 | 100% | $125K | 7 |
| 4 | Movement Mortgage, LLCLimited sample | 100% | 6 / 6 | 100% | $105K | 6 |
| 5 | Gouverneur Savings and Loan AssociationLimited sample | 100% | 6 / 6 | 100% | $135K | 6 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 28 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Jefferson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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