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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Union County, North Carolina

Fat Boy Data analyzed investment property refinance activity in Union County, North Carolina, home to Indian Trail, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 175 applications were decided by 66 lenders between 2023 and 2025.

Union County at a glance

66Active lenders1 with 20+ decisions
73.1%Market approval rate128 of 175 decided
$275KTypical loanmedian lender, $10K brackets
94%Borrower take-up120 loans funded

How Union County compares

Approval rate compared
Union County73.1%North Carolina77.3%All 616 counties77.7%
Typical loan compared
Union County$275KNorth Carolina$195KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Union County, NC, 22 of them.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 79% of 28.

The typical investment property refinance here is $275K, 41% larger than the North Carolina typical of $195K.

Investment property refinance lenders in Union County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.79%22 / 28100%$275K22
2United Wholesale Mortgage, LLCBroker only83%10 / 12100%$305K10
3Pennymac Loan Services, LLCLimited sample67%6 / 9100%$255K6
4State Employees'Limited sample62%5 / 8100%$155K5
5Better Mortgage CorporationLimited sample25%2 / 8100%$255K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 61 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Union County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • How easy each lender is to reach

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