Investment property improvement lenders in Richland County, Ohio
Fat Boy Data analyzed investment home improvement loan activity in Richland County, Ohio, home to Mansfield, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 55 applications were decided by 19 lenders between 2023 and 2025.
Richland County at a glance
How Richland County compares
What the data shows
Mechanics Bank made the most investment home improvement loans in Richland County, OH, 13 of them.
That is 50% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Lenders approved 54.5% of investment home improvement loan applications in Richland County, OH, 11.0 percentage points above the Ohio rate of 43.6%.
The typical investment home improvement loan here is $85K, 11% smaller than the Ohio typical of $95K.
Investment property improvement lenders in Richland County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Mechanics BankLimited sample | 93% | 14 / 15 | 93% | $85K | 13 |
| 2 | The Park National BankLimited sample | 73% | 8 / 11 | 88% | $75K | 7 |
| 3 | Fifth Third Bank, National AssociationLimited sample | 20% | 1 / 5 | 100% | $45K | 1 |
| 4 | Figure Lending LLCLimited sample | 50% | 2 / 4 | 0% | — | 0 |
| 5 | Rocket Mortgage, LLCLimited sample | 100% | 3 / 3 | 100% | $105K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 14 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Richland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.