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refinance lenders · HMDA 2023–2025

Refinance lenders in Richland County, Ohio

Fat Boy Data analyzed mortgage refinance activity in Richland County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 978 applications were decided by 99 lenders between 2023 and 2025.

Richland County at a glance

99Active lenders9 with 20+ decisions
78.3%Market approval rate766 of 978 decided
$105KTypical loanmedian lender, $10K brackets
93%Borrower take-up716 loans funded

How Richland County compares

Approval rate compared
Richland County78.3%Ohio76.9%All 616 counties76.5%
Typical loan compared
Richland County$105KOhio$105KAll 616 counties$295K

What the data shows

The Park National Bank made the most mortgage refinances in Richland County, OH, 123 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 33.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Directions Credit Union, Inc.: 67% approved of 24Royal United Mortgage LLC: 69% approved of 29Rocket Mortgage, LLC: 72% approved of 75The Huntington National Bank: 73% approved of 120The Park National Bank: 77% approved of 165United Wholesale Mortgage, LLC: 86% approved of 49Mechanics Bank: 92% approved of 119Crosscountry Mortgage, LLC: 96% approved of 23Freedom Mortgage Corporation: 97% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Richland County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Park National Bank77%127 / 16597%$55K123
2The Huntington National Bank73%88 / 12095%$85K84
3Mechanics Bank92%109 / 11993%$105K101
4Rocket Mortgage, LLC72%54 / 7598%$155K53
5United Wholesale Mortgage, LLCBroker only86%42 / 4988%$255K37

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 94 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Richland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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