Home improvement loan lenders in Richland County, Ohio
Fat Boy Data analyzed home improvement loan activity in Richland County, Ohio, home to Mansfield, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,376 applications were decided by 68 lenders between 2023 and 2025.
Richland County at a glance
How Richland County compares
What the data shows
The Park National Bank made the most home improvement loans in Richland County, OH, 188 of them.
Mechanics Bank approved the highest share of applications among lenders with at least 20 decisions here, 93% of 162.
The typical home improvement loan here is $45K, 31% smaller than the Ohio typical of $65K.
Only 1 lender here typically writes at or below $35K: U.S. Bank National Association.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Richland County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 56% | 173 / 311 | 94% | $55K | 162 |
| 2 | The Park National Bank | 69% | 190 / 277 | 99% | $45K | 188 |
| 3 | Mechanics Bank | 93% | 150 / 162 | 93% | $45K | 140 |
| 4 | Directions Credit Union, Inc. | 74% | 111 / 151 | 100% | $45K | 111 |
| 5 | U.S. Bank National Association | 42% | 19 / 45 | 100% | $35K | 19 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 63 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Richland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- How easy each lender is to reach
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