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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Ohio

Fat Boy Data analyzed investment home improvement loan activity in Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,229 applications were decided by 202 lenders between 2023 and 2025.

Ohio at a glance

202Active lenders33 with 20+ decisions
43.6%Market approval rate1,842 of 4,229 decided
$95KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,698 loans funded

How Ohio compares

Approval rate compared
Ohio43.6%All 616 counties51.2%
Typical loan compared
Ohio$95KAll 616 counties$115K

What the data shows

The Huntington National Bank made the most investment home improvement loans in Ohio, 163 of them.

Rpe Home Inc. approved the highest share of applications among lenders with at least 20 decisions here, 93% of 57.

Lenders approved 43.6% of investment home improvement loan applications in Ohio, 7.7 percentage points below the the United States rate of 51.2%.

The typical investment home improvement loan here is $95K, 17% smaller than the the United States typical of $115K.

Only 3 lenders here typically write at or below $35K: Northwest Bank, Seven Seventeen Credit Union, Day Air Credit Union, Inc..

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%One lender: 5% approved of 22One lender: 8% approved of 62One lender: 8% approved of 171One lender: 11% approved of 46Fifth Third Bank, National Association: 14% approved of 497One lender: 15% approved of 60One lender: 16% approved of 102One lender: 16% approved of 114One lender: 18% approved of 174One lender: 19% approved of 31One lender: 26% approved of 57The Huntington National Bank: 28% approved of 611PNC Bank, National Association: 29% approved of 183One lender: 36% approved of 158One lender: 40% approved of 20One lender: 41% approved of 22One lender: 44% approved of 99One lender: 46% approved of 26One lender: 48% approved of 27One lender: 56% approved of 27One lender: 61% approved of 161One lender: 70% approved of 83Figure Lending LLC: 71% approved of 181One lender: 72% approved of 71One lender: 76% approved of 37One lender: 76% approved of 29One lender: 76% approved of 75One lender: 77% approved of 30One lender: 78% approved of 32Union Savings Bank: 88% approved of 184One lender: 89% approved of 36One lender: 93% approved of 57One lender: 96% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property improvement lenders in Ohio

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank28%172 / 61195%$95K163
2Fifth Third Bank, National Association14%70 / 49797%$85K68
3Union Savings Bank88%162 / 18499%$115K160
4PNC Bank, National Association29%53 / 18398%$85K52
5Figure Lending LLC71%129 / 18167%$55K86

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 197 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in Ohio. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Ohio

Navy Federal Credit UnionU.S. Bank National AssociationDeephaven Mortgage LLCKeyBank National AssociationWright-Patt Credit Union, Inc.Citizens Bank, National AssociationFirst Financial BankThe Park National BankHomebridge Financial Services, Inc.Rocket Mortgage, LLCBank of America, National AssociationLendingone, LLCRpe Home Inc.Spring Eq, LLCKemba Financial Credit Union IncJPMorgan Chase Bank, National AssociationCrosscountry Mortgage, LLCSpring Valley BankDollar Bank, Federal Savings BankUnion Home Mortgage Corp.Guardian Savings BankDay Air Credit Union, Inc.Northwest BankFirst National Bank of PennsylvaniaCoastal Community BankFirst Commonwealth BankSeven Seventeen Credit UnionNew American Funding, LLCThe Union Bank CompanyThe Farmers National Bank Of Canfield

Other lending data for Ohio

Mortgage lenders in OhioHome improvement loans in OhioCash-out refinance in OhioRefinance in OhioInvestment property purchase in OhioInvestment cash-out refinance in OhioInvestment refinance in Ohio

Counties in Ohio

Franklin CountyCountyCuyahoga CountyCountyHamilton CountyCountySummit CountyCountyMontgomery CountyCountyLucas CountyCountyButler CountyCountyStark CountyCountyLorain CountyCountyWarren CountyCountyLake CountyCountyMahoning CountyCounty