Lender profile · HMDA 2023–2025
Kemba Financial Credit Union Inc mortgage approval rates & lending data
Kemba Financial Credit Union Inc decided 5,768 mortgage applications and funded 3,619 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 258 / 278 | 98% | $265K | 254 |
| Home improvement loans | 59% | 1,571 / 2,677 | 97% | $65K | 1,522 |
| Cash-out refinance | 63% | 899 / 1,432 | 99% | $65K | 888 |
| Refinance | 73% | 941 / 1,296 | 99% | $105K | 932 |
| Investment home improvement | 10% | 5 / 48 | 100% | $55K | 5 |
Kemba Financial Credit Union Inc lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 64% | $65K | 5,709 | 3,595 |
| Florida | 68% | $195K | 19 | 13 |
| Michigan | 62% | $135K | 13 | 7 |
| Kentucky | 33% | $255K | 6 | 2 |
| Georgia | 0% | — | 5 | 0 |
| Indiana | 50% | $245K | 4 | 2 |
| Arizona | 0% | — | 3 | 0 |
| Pennsylvania | 0% | — | 2 | 0 |
| Illinois | 0% | — | 1 | 0 |
| Kansas | 0% | — | 1 | 0 |
| Maryland | 0% | — | 1 | 0 |
| North Carolina | 0% | — | 1 | 0 |
| South Carolina | 0% | — | 1 | 0 |
| Tennessee | 0% | — | 1 | 0 |
| Virginia | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.