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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Beaufort County, South Carolina

Fat Boy Data analyzed home improvement loan activity in Beaufort County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,404 applications were decided by 105 lenders between 2023 and 2025.

Beaufort County at a glance

105Active lenders19 with 20+ decisions
64.1%Market approval rate1,540 of 2,404 decided
$105KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,477 loans funded

How Beaufort County compares

Approval rate compared
Beaufort County64.1%South Carolina63.6%All 616 counties62.7%
Typical loan compared
Beaufort County$105KSouth Carolina$95KAll 616 counties$75K

What the data shows

SouthState Bank, National Association made the most home improvement loans in Beaufort County, SC, 227 of them.

CPM Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 88% of 120.

The typical home improvement loan here is $105K, 11% larger than the South Carolina typical of $95K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 29% approved of 63Spring Eq, LLC: 43% approved of 47Bank of America, National Association: 46% approved of 261Figure Lending LLC: 47% approved of 34Regions Bank: 50% approved of 94Pentagon Federal Credit Union: 50% approved of 24Truist Bank: 53% approved of 161SouthState Bank, National Association: 61% approved of 385Fifth Third Bank, National Association: 67% approved of 21Ameris Bank: 69% approved of 29First-Citizens Bank & Trust Company: 70% approved of 197Synovus Bank: 72% approved of 32Navy Federal Credit Union: 73% approved of 227PNC Bank, National Association: 74% approved of 61Pinnacle Bank: 75% approved of 20United Community Bank: 80% approved of 70Citizens Bank, National Association: 80% approved of 46TD Bank, National Association: 81% approved of 223CPM Federal Credit Union: 88% approved of 120

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Beaufort County

LenderApprovalApprovedTaken upTypical loanLoans made
1SouthState Bank, National Association61%233 / 38597%$105K227
2Bank of America, National Association46%120 / 26196%$105K115
3Navy Federal Credit Union73%166 / 22797%$75K161
4TD Bank, National Association81%181 / 22398%$155K178
5First-Citizens Bank & Trust Company70%137 / 19799%$105K135

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 100 more lenders.

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