refinance lenders · HMDA 2023–2025

Refinance lenders in Beaufort County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in Beaufort County, South Carolina, home to Hilton Head Island, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,029 applications were decided by 213 lenders between 2023 and 2025.

Beaufort County at a glance

213Active lenders27 with 20+ decisions
76.3%Market approval rate1,548 of 2,029 decided
$345KTypical loanmedian lender, $10K brackets
90%Borrower take-up1,400 loans funded

How Beaufort County compares

Approval rate compared
Beaufort County76.3%South Carolina77.9%All 616 counties76.5%
Typical loan compared
Beaufort County$345KSouth Carolina$285KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Beaufort County, SC, 92 of them.

Ameris Bank approved the highest share of applications among lenders with at least 20 decisions here, 96% of 26.

The typical mortgage refinance here is $345K, 21% larger than the South Carolina typical of $285K.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%One lender: 40% approved of 35One lender: 52% approved of 25One lender: 53% approved of 49Truist Bank: 55% approved of 98One lender: 56% approved of 27One lender: 60% approved of 65One lender: 60% approved of 55One lender: 65% approved of 23One lender: 66% approved of 41SouthState Bank, National Association: 66% approved of 118One lender: 67% approved of 60One lender: 68% approved of 25One lender: 75% approved of 53Rocket Mortgage, LLC: 76% approved of 127One lender: 77% approved of 31One lender: 79% approved of 29One lender: 80% approved of 79One lender: 82% approved of 40One lender: 85% approved of 20Freedom Mortgage Corporation: 89% approved of 94United Wholesale Mortgage, LLC: 90% approved of 181One lender: 90% approved of 30One lender: 90% approved of 31One lender: 93% approved of 29One lender: 94% approved of 32One lender: 96% approved of 26One lender: 97% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Beaufort County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%162 / 18187%$385K141
2Rocket Mortgage, LLC76%96 / 12796%$345K92
3SouthState Bank, National Association66%78 / 11897%$205K76
4Truist Bank55%54 / 9894%$155K51
5Freedom Mortgage Corporation89%84 / 9464%$365K54

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 208 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Beaufort County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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