refinance lenders · HMDA 2023–2025

Refinance lenders in Beaufort County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in Beaufort County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,029 applications were decided by 213 lenders between 2023 and 2025.

Beaufort County at a glance

213Active lenders27 with 20+ decisions
76.3%Market approval rate1,548 of 2,029 decided
$345KTypical loanmedian lender, $10K brackets
90%Borrower take-up1,400 loans funded

How Beaufort County compares

Approval rate compared
Beaufort County76.3%South Carolina77.9%All 616 counties76.5%
Typical loan compared
Beaufort County$345KSouth Carolina$285KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Beaufort County, SC, 92 of them.

Ameris Bank approved the highest share of applications among lenders with at least 20 decisions here, 96% of 26.

The typical mortgage refinance here is $345K, 21% larger than the South Carolina typical of $285K.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 40% approved of 35Regions Bank: 52% approved of 25Mortgage Research Center, LLC: 53% approved of 49Truist Bank: 55% approved of 98Carrington Mortgage Services, LLC: 56% approved of 27First-Citizens Bank & Trust Company: 60% approved of 65Lakeview Loan Servicing, LLC: 60% approved of 55Navy Federal Credit Union: 65% approved of 23Newrez LLC: 66% approved of 41SouthState Bank, National Association: 66% approved of 118Bank of America, National Association: 67% approved of 60PNC Bank, National Association: 68% approved of 25Pennymac Loan Services, LLC: 75% approved of 53Rocket Mortgage, LLC: 76% approved of 127Synovus Bank: 77% approved of 31United Community Bank: 79% approved of 29TD Bank, National Association: 80% approved of 79Mutual of Omaha Mortgage, Inc.: 82% approved of 40CPM Federal Credit Union: 85% approved of 20Freedom Mortgage Corporation: 89% approved of 94United Wholesale Mortgage, LLC: 90% approved of 181Emm Loans LLC: 90% approved of 30Gateway First Bank: 90% approved of 31Finance of America Reverse LLC: 93% approved of 29Movement Mortgage, LLC: 94% approved of 32Ameris Bank: 96% approved of 26Village Capital & Investment LLC: 97% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Beaufort County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%162 / 18187%$385K141
2Rocket Mortgage, LLC76%96 / 12796%$345K92
3SouthState Bank, National Association66%78 / 11897%$205K76
4Truist Bank55%54 / 9894%$155K51
5Freedom Mortgage Corporation89%84 / 9464%$365K54

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 208 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Beaufort County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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