HomeSouth CarolinaBeaufort CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Beaufort County, South Carolina

Fat Boy Data analyzed cash-out refinance activity in Beaufort County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,460 applications were decided by 212 lenders between 2023 and 2025.

Beaufort County at a glance

212Active lenders23 with 20+ decisions
68.2%Market approval rate1,677 of 2,460 decided
$245KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,594 loans funded

How Beaufort County compares

Approval rate compared
Beaufort County68.2%South Carolina69.0%All 616 counties68.2%
Typical loan compared
Beaufort County$245KSouth Carolina$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Beaufort County, SC, 464 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Northpoint Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

The typical cash-out refinance here is $245K, 48% larger than the South Carolina typical of $165K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 14% approved of 50Amerisave Mortgage Corporation: 32% approved of 185Lakeview Loan Servicing, LLC: 34% approved of 44Carrington Mortgage Services, LLC: 36% approved of 56New Day Financial, LLC: 39% approved of 67Wells Fargo Bank, National Association: 42% approved of 38Newrez LLC: 55% approved of 62Village Capital & Investment LLC: 57% approved of 23Loandepot.Com, LLC: 65% approved of 93Freedom Mortgage Corporation: 67% approved of 75The Federal Savings Bank: 67% approved of 21Pennymac Loan Services, LLC: 70% approved of 33Navy Federal Credit Union: 71% approved of 83United Wholesale Mortgage, LLC: 74% approved of 193CPM Federal Credit Union: 76% approved of 29Nationstar Mortgage LLC: 79% approved of 42Mutual of Omaha Mortgage, Inc.: 80% approved of 25Ameris Bank: 81% approved of 21Rocket Mortgage, LLC: 85% approved of 559Guaranteed Rate, Inc.: 86% approved of 21Movement Mortgage, LLC: 92% approved of 62Reliance First Capital, LLC: 95% approved of 22Northpoint Mortgage, Inc.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Beaufort County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%476 / 55997%$145K464
2United Wholesale Mortgage, LLCBroker only74%142 / 19397%$295K138
3Amerisave Mortgage Corporation32%60 / 18593%$95K56
4Loandepot.Com, LLC65%60 / 9398%$285K59
5Navy Federal Credit Union71%59 / 8398%$185K58

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 207 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Beaufort County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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