Investment property improvement lenders in Whatcom County, Washington
Fat Boy Data analyzed investment home improvement loan activity in Whatcom County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 140 applications were decided by 26 lenders between 2023 and 2025.
Whatcom County at a glance
How Whatcom County compares
What the data shows
Whatcom Educational Credit Union made the most investment home improvement loans in Whatcom County, WA, 14 of them.
Peoples Bank approved the highest share of applications among lenders with at least 20 decisions here, 58% of 24.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Whatcom County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Whatcom Educational Credit Union | 52% | 14 / 27 | 100% | $75K | 14 |
| 2 | Peoples Bank | 58% | 14 / 24 | 93% | $105K | 13 |
| 3 | Boeing Employees Credit UnionLimited sample | 65% | 11 / 17 | 100% | $155K | 11 |
| 4 | Banner BankLimited sample | 30% | 3 / 10 | 100% | $55K | 3 |
| 5 | RBC Bank, (Georgia) National AssociationLimited sample | 67% | 6 / 9 | 100% | $135K | 6 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 21 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Whatcom County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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