Cash-out refinance lenders in Whatcom County, Washington
Fat Boy Data analyzed cash-out refinance activity in Whatcom County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,033 applications were decided by 154 lenders between 2023 and 2025.
Whatcom County at a glance
How Whatcom County compares
What the data shows
Whatcom Educational Credit Union made the most cash-out refinances in Whatcom County, WA, 317 of them.
Fairway Independent Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 95% of 22.
The typical cash-out refinance here is $155K, 24% smaller than the Washington typical of $205K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in Whatcom County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Whatcom Educational Credit Union | 79% | 319 / 405 | 99% | $155K | 317 |
| 2 | Rocket Mortgage, LLC | 82% | 305 / 371 | 97% | $155K | 295 |
| 3 | United Wholesale Mortgage, LLCBroker only | 75% | 88 / 118 | 99% | $295K | 87 |
| 4 | Newrez LLC | 54% | 53 / 99 | 100% | $85K | 53 |
| 5 | Amerisave Mortgage Corporation | 26% | 20 / 76 | 100% | $155K | 20 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 149 more lenders.
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You are seeing the 5 largest cash-out refinance lenders in Whatcom County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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