Investment property cash-out lenders in Whatcom County, Washington
Fat Boy Data analyzed investment cash-out refinance activity in Whatcom County, Washington, home to Bellingham, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 200 applications were decided by 71 lenders between 2023 and 2025.
Whatcom County at a glance
How Whatcom County compares
What the data shows
Whatcom Educational Credit Union made the most investment cash-out refinances in Whatcom County, WA, 17 of them.
Whatcom Educational Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 74% of 23.
The typical investment cash-out refinance here is $385K, 18% larger than the Washington typical of $325K.
Investment property cash-out lenders in Whatcom County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Whatcom Educational Credit Union | 74% | 17 / 23 | 100% | $425K | 17 |
| 2 | United Wholesale Mortgage, LLCBroker only | 45% | 9 / 20 | 89% | $485K | 8 |
| 3 | Homexpress Mortgage Corp.Broker only | 55% | 6 / 11 | 83% | $435K | 5 |
| 4 | Movement Mortgage, LLCLimited sample | 100% | 8 / 8 | 62% | $375K | 5 |
| 5 | American Financial Network, Inc.Limited sample | 86% | 6 / 7 | 67% | $545K | 4 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 66 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Whatcom County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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