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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Washington

Fat Boy Data analyzed investment home improvement loan activity in Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,445 applications were decided by 161 lenders between 2023 and 2025.

Washington at a glance

161Active lenders36 with 20+ decisions
54.5%Market approval rate2,424 of 4,445 decided
$105KTypical loanmedian lender, $10K brackets
92%Borrower take-up2,226 loans funded

How Washington compares

Approval rate compared
Washington54.5%All 616 counties51.2%
Typical loan compared
Washington$105KAll 616 counties$115K

What the data shows

Boeing Employees Credit Union made the most investment home improvement loans in Washington, 661 of them.

That is 30% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

Eastside Funding, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 380.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 6% approved of 200One lender: 7% approved of 68One lender: 10% approved of 134One lender: 18% approved of 94Navy Federal Credit Union: 23% approved of 193One lender: 26% approved of 27One lender: 33% approved of 88One lender: 35% approved of 54One lender: 36% approved of 70One lender: 41% approved of 46One lender: 41% approved of 41One lender: 43% approved of 21One lender: 43% approved of 125One lender: 44% approved of 39One lender: 46% approved of 41One lender: 48% approved of 27One lender: 50% approved of 40One lender: 50% approved of 30Banner Bank: 50% approved of 195One lender: 56% approved of 52Boeing Employees Credit Union: 57% approved of 1,234One lender: 60% approved of 77One lender: 63% approved of 51One lender: 64% approved of 73One lender: 66% approved of 29One lender: 66% approved of 44One lender: 67% approved of 24One lender: 67% approved of 21One lender: 68% approved of 28One lender: 68% approved of 44One lender: 71% approved of 120One lender: 74% approved of 54One lender: 75% approved of 24One lender: 87% approved of 77One lender: 90% approved of 68Eastside Funding, LLC: 100% approved of 380

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property improvement lenders in Washington

LenderApprovalApprovedTaken upTypical loanLoans made
1Boeing Employees Credit Union57%705 / 1,23494%$105K661
2Eastside Funding, LLC100%379 / 38092%$75K349
3Bank of America, National Association6%13 / 20092%$105K12
4Banner Bank50%98 / 19588%$105K86
5Navy Federal Credit Union23%44 / 19398%$105K43

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 156 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in Washington. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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