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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Monongalia County, West Virginia

Fat Boy Data analyzed investment property refinance activity in Monongalia County, West Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 48 applications were decided by 19 lenders between 2023 and 2025.

Monongalia County at a glance

19Active lenders0 with 20+ decisions
85.4%Market approval rate41 of 48 decided
$165KTypical loanmedian lender, $10K brackets
98%Borrower take-up40 loans funded

How Monongalia County compares

Approval rate compared
Monongalia County85.4%West Virginia78.1%All 616 counties77.7%
Typical loan compared
Monongalia County$165KWest Virginia$165KAll 616 counties$235K

What the data shows

Clear Mountain Bank made the most investment property refinances in Monongalia County, WV, 8 of them.

Lenders approved 85.4% of investment property refinance applications in Monongalia County, WV, 7.3 percentage points above the West Virginia rate of 78.1%.

Investment property refinance lenders in Monongalia County

LenderApprovalApprovedTaken upTypical loanLoans made
1Clear Mountain BankLimited sample89%8 / 9100%$165K8
2United BankLimited sample100%7 / 786%$85K6
3My Mortgage, Inc.Limited sample100%5 / 5100%$275K5
4FairmontLimited sample67%2 / 3100%$5K2
5First Exchange BankLimited sample67%2 / 3100%$55K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 14 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Monongalia County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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