Investment property cash-out lenders in Monongalia County, West Virginia
Fat Boy Data analyzed investment cash-out refinance activity in Monongalia County, West Virginia, home to Morgantown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 48 applications were decided by 30 lenders between 2023 and 2025.
Monongalia County at a glance
How Monongalia County compares
What the data shows
The United Federal Credit Union made the most investment cash-out refinances in Monongalia County, WV, 5 of them.
Lenders approved 75.0% of investment cash-out refinance applications in Monongalia County, WV, 8.5 percentage points above the West Virginia rate of 66.5%.
Investment property cash-out lenders in Monongalia County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | The Huntington National BankLimited sample | 80% | 4 / 5 | 100% | $145K | 4 |
| 2 | The United Federal Credit UnionLimited sample | 100% | 5 / 5 | 100% | $105K | 5 |
| 3 | Guaranteed Rate, Inc.Limited sample | 67% | 2 / 3 | 100% | $145K | 2 |
| 4 | American Heritage Lending, LLCLimited sample | 100% | 3 / 3 | 100% | $165K | 3 |
| 5 | United Wholesale Mortgage, LLCBroker only | 100% | 2 / 2 | 100% | $105K | 2 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 25 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Monongalia County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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