Home improvement loan lenders in Monongalia County, West Virginia
Fat Boy Data analyzed home improvement loan activity in Monongalia County, West Virginia, home to Morgantown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 619 applications were decided by 42 lenders between 2023 and 2025.
Monongalia County at a glance
How Monongalia County compares
What the data shows
The Huntington National Bank made the most home improvement loans in Monongalia County, WV, 130 of them.
That is 35% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
First Federal Savings and Loan Association of Greene Co approved the highest share of applications among lenders with at least 20 decisions here, 96% of 26.
Lenders approved 64.0% of home improvement loan applications in Monongalia County, WV, 6.9 percentage points above the West Virginia rate of 57.1%.
The typical home improvement loan here is $75K, 36% larger than the West Virginia typical of $55K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Monongalia County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 60% | 138 / 230 | 94% | $75K | 130 |
| 2 | United Bank | 70% | 44 / 63 | 98% | $65K | 43 |
| 3 | WesBanco Bank, Inc. | 82% | 46 / 56 | 93% | $75K | 43 |
| 4 | Truist Bank | 44% | 18 / 41 | 94% | $95K | 17 |
| 5 | Fairmont | 68% | 27 / 40 | 85% | $55K | 23 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 37 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Monongalia County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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