HomeWisconsinEau Claire CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Eau Claire County, Wisconsin

Fat Boy Data analyzed investment cash-out refinance activity in Eau Claire County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 54 applications were decided by 21 lenders between 2023 and 2025.

Eau Claire County at a glance

21Active lenders0 with 20+ decisions
79.6%Market approval rate43 of 54 decided
$165KTypical loanmedian lender, $10K brackets
98%Borrower take-up42 loans funded

How Eau Claire County compares

Approval rate compared
Eau Claire County79.6%Wisconsin77.4%All 616 counties73.1%
Typical loan compared
Eau Claire County$165KWisconsin$135KAll 616 counties$205K

What the data shows

Westconsin Credit Union made the most investment cash-out refinances in Eau Claire County, WI, 15 of them.

That is 36% of every investment cash-out refinance originated here, so this market is unusually concentrated in one lender.

The typical investment cash-out refinance here is $165K, 22% larger than the Wisconsin typical of $135K.

Investment property cash-out lenders in Eau Claire County

LenderApprovalApprovedTaken upTypical loanLoans made
1Westconsin Credit UnionLimited sample100%15 / 15100%$175K15
2Royal Credit UnionLimited sample86%6 / 7100%$115K6
3Citizens State BankLimited sample100%6 / 6100%$145K6
4CCFBank National AssociationLimited sample75%3 / 4100%$325K3
5United Wholesale Mortgage, LLCBroker only67%2 / 3100%$155K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 16 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Eau Claire County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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