refinance lenders · HMDA 2023–2025

Refinance lenders in Eau Claire County, Wisconsin

Fat Boy Data analyzed mortgage refinance activity in Eau Claire County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 632 applications were decided by 102 lenders between 2023 and 2025.

Eau Claire County at a glance

102Active lenders8 with 20+ decisions
81.7%Market approval rate516 of 632 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up488 loans funded

How Eau Claire County compares

Approval rate compared
Eau Claire County81.7%Wisconsin85.7%All 616 counties76.5%
Typical loan compared
Eau Claire County$155KWisconsin$115KAll 616 counties$295K

What the data shows

Royal Credit Union made the most mortgage refinances in Eau Claire County, WI, 63 of them.

Nicolet National Bank approved the highest share of applications among lenders with at least 20 decisions here, 97% of 30.

The typical mortgage refinance here is $155K, 35% larger than the Wisconsin typical of $115K.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%Marine Credit Union: 38% approved of 26Associated Bank, National Association: 71% approved of 75United Wholesale Mortgage, LLC: 73% approved of 30Rocket Mortgage, LLC: 82% approved of 45Royal Credit Union: 90% approved of 73U.S. Bank National Association: 95% approved of 22CO-OP Credit Union: 96% approved of 24Nicolet National Bank: 97% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Eau Claire County

LenderApprovalApprovedTaken upTypical loanLoans made
1Associated Bank, National Association71%53 / 7598%$65K52
2Royal Credit Union90%66 / 7395%$255K63
3Rocket Mortgage, LLC82%37 / 4589%$255K33
4Nicolet National Bank97%29 / 30100%$125K29
5United Wholesale Mortgage, LLCBroker only73%22 / 30100%$245K22

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 97 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Eau Claire County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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