Investment property improvement lenders in Imperial County, California
Fat Boy Data analyzed investment home improvement loan activity in Imperial County, California, home to El Centro, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 62 applications were decided by 23 lenders between 2023 and 2025.
Imperial County at a glance
How Imperial County compares
What the data shows
Homebridge Financial Services, Inc. made the most investment home improvement loans in Imperial County, CA, 5 of them.
Lenders approved 41.9% of investment home improvement loan applications in Imperial County, CA, 10.6 percentage points below the California rate of 52.5%.
The typical investment home improvement loan here is $105K, 22% smaller than the California typical of $135K.
Investment property improvement lenders in Imperial County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Bank of America, National AssociationLimited sample | 0% | 0 / 11 | — | — | 0 |
| 2 | Navy Federal Credit UnionLimited sample | 11% | 1 / 9 | 0% | — | 0 |
| 3 | Homebridge Financial Services, Inc.Limited sample | 83% | 5 / 6 | 100% | $105K | 5 |
| 4 | Spring Eq, LLCLimited sample | 33% | 2 / 6 | 100% | $65K | 2 |
| 5 | Rocket Mortgage, LLCLimited sample | 80% | 4 / 5 | 100% | $225K | 4 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 18 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Imperial County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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