Investment property cash-out lenders in Imperial County, California
Fat Boy Data analyzed investment cash-out refinance activity in Imperial County, California, home to El Centro, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 248 applications were decided by 76 lenders between 2023 and 2025.
Imperial County at a glance
How Imperial County compares
What the data shows
Efinity Financial Inc. made the most investment cash-out refinances in Imperial County, CA, 14 of them.
The typical investment cash-out refinance here is $205K, 52% smaller than the California typical of $425K.
Investment property cash-out lenders in Imperial County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 85% | 29 / 34 | 100% | $205K | 29 |
| 2 | Ocmbc, Inc.Broker only | 80% | 12 / 15 | 83% | $175K | 10 |
| 3 | Efinity Financial Inc.Limited sample | 100% | 14 / 14 | 100% | $215K | 14 |
| 4 | Rocket Mortgage, LLCLimited sample | 58% | 7 / 12 | 100% | $215K | 7 |
| 5 | Homebridge Financial Services, Inc.Limited sample | 82% | 9 / 11 | 100% | $265K | 9 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 71 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Imperial County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- Approval rate and borrower take-up
- Typical loan size and range
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- Branch count and application options
- How easy each lender is to reach
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