refinance lenders · HMDA 2023–2025

Refinance lenders in Imperial County, California

Fat Boy Data analyzed mortgage refinance activity in Imperial County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 528 applications were decided by 98 lenders between 2023 and 2025.

Imperial County at a glance

98Active lenders7 with 20+ decisions
65.7%Market approval rate347 of 528 decided
$335KTypical loanmedian lender, $10K brackets
90%Borrower take-up312 loans funded

How Imperial County compares

Approval rate compared
Imperial County65.7%California76.7%All 616 counties76.5%
Typical loan compared
Imperial County$335KCalifornia$655KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Imperial County, CA, 32 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 91% of 22.

Lenders approved 65.7% of mortgage refinance applications in Imperial County, CA, 10.9 percentage points below the California rate of 76.7%.

The typical mortgage refinance here is $335K, 49% smaller than the California typical of $655K.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 27% approved of 41Discover Bank: 30% approved of 20Bank of America, National Association: 43% approved of 23Rocket Mortgage, LLC: 67% approved of 49United Wholesale Mortgage, LLC: 71% approved of 76Freedom Mortgage Corporation: 88% approved of 43Pennymac Loan Services, LLC: 91% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Imperial County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only71%54 / 76100%$365K54
2Rocket Mortgage, LLC67%33 / 4997%$255K32
3Freedom Mortgage Corporation88%38 / 4376%$395K29
4Lakeview Loan Servicing, LLC27%11 / 410%0
5Bank of America, National Association43%10 / 23100%$105K10

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 93 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Imperial County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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