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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Imperial County, California

Fat Boy Data analyzed investment property refinance activity in Imperial County, California, home to El Centro, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 68 applications were decided by 31 lenders between 2023 and 2025.

Imperial County at a glance

31Active lenders0 with 20+ decisions
69.1%Market approval rate47 of 68 decided
$205KTypical loanmedian lender, $10K brackets
77%Borrower take-up36 loans funded

How Imperial County compares

Approval rate compared
Imperial County69.1%California76.8%All 616 counties77.7%
Typical loan compared
Imperial County$205KCalifornia$555KAll 616 counties$235K

What the data shows

Rocket Mortgage, LLC made the most investment property refinances in Imperial County, CA, 5 of them.

Lenders approved 69.1% of investment property refinance applications in Imperial County, CA, 7.7 percentage points below the California rate of 76.8%.

The typical investment property refinance here is $205K, 63% smaller than the California typical of $555K.

Investment property refinance lenders in Imperial County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only70%7 / 1086%$205K6
2Rocket Mortgage, LLCLimited sample56%5 / 9100%$255K5
3Dominion Financial Services, LLCBroker only100%8 / 80%—0
4Pennymac Loan Services, LLCLimited sample67%2 / 3100%$175K2
5Sun Community Federal Credit UnionLimited sample100%3 / 3100%$215K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 26 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Imperial County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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