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refinance lenders · HMDA 2023–2025

Refinance lenders in District of Columbia

Fat Boy Data analyzed mortgage refinance activity in District of Columbia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,355 applications were decided by 261 lenders between 2023 and 2025.

District of Columbia at a glance

261Active lenders41 with 20+ decisions
73.6%Market approval rate2,468 of 3,355 decided
$535KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,332 loans funded

How District of Columbia compares

Approval rate compared
District of Columbia73.6%All 616 counties76.5%
Typical loan compared
District of Columbia$535KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in District of Columbia, 158 of them.

First Savings Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 95.

The typical mortgage refinance here is $535K, 81% larger than the the United States typical of $295K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 20% approved of 35Lakeview Loan Servicing, LLC: 28% approved of 40Mortgage Research Center, LLC: 36% approved of 22Truist Bank: 53% approved of 234Navy Federal Credit Union: 55% approved of 44Bank-Fund Staff Federal Credit Union: 61% approved of 33Pentagon Federal Credit Union: 62% approved of 78Citizens Bank, National Association: 63% approved of 76Bank of America, National Association: 64% approved of 190PNC Bank, National Association: 66% approved of 255TD Bank, National Association: 67% approved of 92First National Bank of Pennsylvania: 68% approved of 56Rocket Mortgage, LLC: 68% approved of 158Loandepot.Com, LLC: 70% approved of 20Wells Fargo Bank, National Association: 71% approved of 100Manufacturers and Traders Trust Company: 72% approved of 68Sandy Spring Bank: 73% approved of 33Third Federal Savings And Loan Association Of Cleveland: 73% approved of 37Newrez LLC: 74% approved of 65Pennymac Loan Services, LLC: 80% approved of 64Finance of America Reverse LLC: 80% approved of 25U.S. Bank National Association: 83% approved of 24Mutual of Omaha Mortgage, Inc.: 85% approved of 33JPMorgan Chase Bank, National Association: 85% approved of 86United Bank: 89% approved of 65Fairway Independent Mortgage Corporation: 90% approved of 29Planet Home Lending, LLC: 90% approved of 20United Wholesale Mortgage, LLC: 91% approved of 101First Home Mortgage Corporation: 92% approved of 24Crosscountry Mortgage, LLC: 92% approved of 24Fulton Bank, National Association: 92% approved of 24Longbridge Financial, LLC: 93% approved of 27Citibank, National Association: 94% approved of 34Sage Home Loans Corporation: 96% approved of 26Village Capital & Investment LLC: 96% approved of 27Prosperity Home Mortgage, LLC: 97% approved of 31Freedom Mortgage Corporation: 98% approved of 84Guaranteed Rate, Inc.: 98% approved of 57First Savings Mortgage Corporation: 100% approved of 95Movement Mortgage, LLC: 100% approved of 26Atlantic Coast Mortgage, LLC: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in District of Columbia

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association66%169 / 25593%$205K158
2Truist Bank53%124 / 23495%$235K118
3Bank of America, National Association64%121 / 19098%$255K118
4Rocket Mortgage, LLC68%108 / 15898%$535K106
5United Wholesale Mortgage, LLCBroker only91%92 / 10196%$605K88

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 256 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in District of Columbia. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for District of Columbia

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Counties in District of Columbia

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