refinance lenders · HMDA 2023–2025

Refinance lenders in District of Columbia

Fat Boy Data analyzed mortgage refinance activity in District of Columbia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,355 applications were decided by 261 lenders between 2023 and 2025.

District of Columbia at a glance

261Active lenders41 with 20+ decisions
73.6%Market approval rate2,468 of 3,355 decided
$535KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,332 loans funded

How District of Columbia compares

Approval rate compared
District of Columbia73.6%All 616 counties76.5%
Typical loan compared
District of Columbia$535KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in District of Columbia, 158 of them.

First Savings Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 95.

The typical mortgage refinance here is $535K, 81% larger than the the United States typical of $295K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 35One lender: 28% approved of 40One lender: 36% approved of 22Truist Bank: 53% approved of 234One lender: 55% approved of 44One lender: 61% approved of 33One lender: 62% approved of 78One lender: 63% approved of 76Bank of America, National Association: 64% approved of 190PNC Bank, National Association: 66% approved of 255One lender: 67% approved of 92One lender: 68% approved of 56Rocket Mortgage, LLC: 68% approved of 158One lender: 70% approved of 20One lender: 71% approved of 100One lender: 72% approved of 68One lender: 73% approved of 33One lender: 73% approved of 37One lender: 74% approved of 65One lender: 80% approved of 64One lender: 80% approved of 25One lender: 83% approved of 24One lender: 85% approved of 33One lender: 85% approved of 86One lender: 89% approved of 65One lender: 90% approved of 29One lender: 90% approved of 20United Wholesale Mortgage, LLC: 91% approved of 101One lender: 92% approved of 24One lender: 92% approved of 24One lender: 92% approved of 24One lender: 93% approved of 27One lender: 94% approved of 34One lender: 96% approved of 26One lender: 96% approved of 27One lender: 97% approved of 31One lender: 98% approved of 84One lender: 98% approved of 57One lender: 100% approved of 95One lender: 100% approved of 26One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in District of Columbia

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association66%169 / 25593%$205K158
2Truist Bank53%124 / 23495%$235K118
3Bank of America, National Association64%121 / 19098%$255K118
4Rocket Mortgage, LLC68%108 / 15898%$535K106
5United Wholesale Mortgage, LLCBroker only91%92 / 10196%$605K88

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 256 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in District of Columbia. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in District of Columbia

Other lending data for District of Columbia

Counties in District of Columbia