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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in District of Columbia

Fat Boy Data analyzed cash-out refinance activity in District of Columbia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,544 applications were decided by 215 lenders between 2023 and 2025.

District of Columbia at a glance

215Active lenders30 with 20+ decisions
61.7%Market approval rate2,187 of 3,544 decided
$235KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,090 loans funded

How District of Columbia compares

Approval rate compared
District of Columbia61.7%All 616 counties68.2%
Typical loan compared
District of Columbia$235KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in District of Columbia, 522 of them.

First Savings Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Lenders approved 61.7% of cash-out refinance applications in District of Columbia, 6.5 percentage points below the the United States rate of 68.2%.

The typical cash-out refinance here is $235K, 52% larger than the the United States typical of $155K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 7% approved of 30Lakeview Loan Servicing, LLC: 22% approved of 32Carrington Mortgage Services, LLC: 22% approved of 77Amerisave Mortgage Corporation: 24% approved of 296Pentagon Federal Credit Union: 29% approved of 38New American Funding, LLC: 35% approved of 34Newrez LLC: 36% approved of 192Nextmark: 45% approved of 38Wells Fargo Bank, National Association: 45% approved of 60Mutual of Omaha Mortgage, Inc.: 51% approved of 39Loandepot.Com, LLC: 51% approved of 140Freedom Mortgage Corporation: 56% approved of 39Navy Federal Credit Union: 56% approved of 154Flagstar Bank, National Association: 59% approved of 27Pennymac Loan Services, LLC: 60% approved of 43State Employees Credit Union of Maryland, Incorporated: 64% approved of 22Quorum Federal Credit Union: 65% approved of 20TOWER Federal Credit Union: 67% approved of 45Nationstar Mortgage LLC: 67% approved of 83The Federal Savings Bank: 70% approved of 20United Wholesale Mortgage, LLC: 70% approved of 137Citibank, National Association: 71% approved of 35Credit Union Mortgage Association, Inc.: 71% approved of 21Truist Bank: 72% approved of 32Rocket Mortgage, LLC: 76% approved of 715Northwest Federal Credit Union: 78% approved of 23Wright Patman Congressional Federal Credit Union: 81% approved of 106JPMorgan Chase Bank, National Association: 84% approved of 45Bank-Fund Staff Federal Credit Union: 92% approved of 261First Savings Mortgage Corporation: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in District of Columbia

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%543 / 71596%$185K522
2Amerisave Mortgage Corporation24%72 / 29699%$115K71
3Bank-Fund Staff Federal Credit Union92%239 / 26197%$245K232
4Newrez LLC36%70 / 19297%$135K68
5Navy Federal Credit Union56%87 / 15498%$195K85

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 210 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in District of Columbia. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for District of Columbia

Mortgage lenders in District of ColumbiaHome improvement loans in District of ColumbiaRefinance in District of ColumbiaInvestment property purchase in District of ColumbiaInvestment cash-out refinance in District of ColumbiaInvestment refinance in District of ColumbiaInvestment home improvement in District of Columbia

Counties in District of Columbia

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