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investment property lenders · HMDA 2023–2025

Investment property lenders in Pinellas County, Florida

Fat Boy Data analyzed investment property mortgage activity in Pinellas County, Florida, home to St. Petersburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,590 applications were decided by 638 lenders between 2023 and 2025.

Pinellas County at a glance

638Active lenders80 with 20+ decisions
84.1%Market approval rate6,386 of 7,590 decided
$315KTypical loanmedian lender, $10K brackets
96%Borrower take-up6,102 loans funded

How Pinellas County compares

Approval rate compared
Pinellas County84.1%Florida83.7%All 616 counties87.5%
Typical loan compared
Pinellas County$315KFlorida$285KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Pinellas County, FL, 535 of them.

212 Loans, LLC. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 158.

The typical investment property mortgage here is $315K, 11% larger than the Florida typical of $285K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 31One lender: 33% approved of 42One lender: 34% approved of 76One lender: 54% approved of 39One lender: 55% approved of 29One lender: 56% approved of 95One lender: 62% approved of 32One lender: 63% approved of 60One lender: 68% approved of 47One lender: 69% approved of 29One lender: 69% approved of 39One lender: 71% approved of 51One lender: 71% approved of 34One lender: 71% approved of 116One lender: 72% approved of 60One lender: 74% approved of 50One lender: 75% approved of 88One lender: 78% approved of 32One lender: 78% approved of 93One lender: 79% approved of 117One lender: 79% approved of 47One lender: 79% approved of 62One lender: 80% approved of 49One lender: 80% approved of 45One lender: 81% approved of 111One lender: 81% approved of 53One lender: 82% approved of 33United Wholesale Mortgage, LLC: 82% approved of 577Rocket Mortgage, LLC: 83% approved of 264One lender: 83% approved of 58One lender: 83% approved of 36One lender: 83% approved of 36One lender: 83% approved of 36One lender: 84% approved of 98One lender: 84% approved of 50One lender: 84% approved of 120One lender: 84% approved of 102One lender: 85% approved of 46One lender: 86% approved of 70One lender: 88% approved of 49One lender: 89% approved of 28One lender: 90% approved of 30One lender: 90% approved of 101One lender: 90% approved of 31Kiavi Funding, Inc.: 91% approved of 613One lender: 91% approved of 35One lender: 92% approved of 119One lender: 93% approved of 68One lender: 93% approved of 73One lender: 94% approved of 35One lender: 95% approved of 37One lender: 96% approved of 72One lender: 97% approved of 31Crosscountry Mortgage, LLC: 97% approved of 245One lender: 99% approved of 87212 Loans, LLC.: 100% approved of 158One lender: 100% approved of 99One lender: 100% approved of 59One lender: 100% approved of 55One lender: 100% approved of 49

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Pinellas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.91%556 / 61396%$335K535
2United Wholesale Mortgage, LLCBroker only82%473 / 57799%$285K469
3Rocket Mortgage, LLC83%218 / 26498%$305K214
4Crosscountry Mortgage, LLC97%238 / 24599%$315K236
5212 Loans, LLC.100%158 / 158100%$305K158

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 633 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Pinellas County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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