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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Pinellas County, Florida

Fat Boy Data analyzed investment property refinance activity in Pinellas County, Florida, home to St. Petersburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,144 applications were decided by 239 lenders between 2023 and 2025.

Pinellas County at a glance

239Active lenders8 with 20+ decisions
65.1%Market approval rate745 of 1,144 decided
$285KTypical loanmedian lender, $10K brackets
89%Borrower take-up660 loans funded

How Pinellas County compares

Approval rate compared
Pinellas County65.1%Florida68.0%All 616 counties77.7%
Typical loan compared
Pinellas County$285KFlorida$275KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Pinellas County, FL, 90 of them.

American Heritage Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 26.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%Hometown Equity Mortgage, LLC: 48% approved of 27One lender: 52% approved of 21One lender: 55% approved of 20One lender: 60% approved of 20United Wholesale Mortgage, LLC: 60% approved of 96Rocket Mortgage, LLC: 62% approved of 29Kiavi Funding, Inc.: 73% approved of 129American Heritage Lending, LLC: 96% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Pinellas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.73%94 / 12996%$255K90
2United Wholesale Mortgage, LLCBroker only60%58 / 9693%$285K54
3Rocket Mortgage, LLC62%18 / 2994%$245K17
4Hometown Equity Mortgage, LLC48%13 / 27100%$265K13
5American Heritage Lending, LLC96%25 / 2676%$285K19

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 234 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Pinellas County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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