Investment property improvement lenders in St. Johns County, Florida
Fat Boy Data analyzed investment home improvement loan activity in St. Johns County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 206 applications were decided by 44 lenders between 2023 and 2025.
St. Johns County at a glance
How St. Johns County compares
What the data shows
Diya Finance LLC made the most investment home improvement loans in St. Johns County, FL, 17 of them.
Lendingone, LLC approved the highest share of applications among lenders with at least 20 decisions here, 55% of 20.
The typical investment home improvement loan here is $185K, 28% larger than the Florida typical of $145K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in St. Johns County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | 27% | 6 / 22 | 100% | $95K | 6 |
| 2 | Spring Eq, LLC | 20% | 4 / 20 | 100% | $255K | 4 |
| 3 | Lendingone, LLC | 55% | 11 / 20 | 100% | $185K | 11 |
| 4 | Diya Finance LLCLimited sample | 100% | 17 / 17 | 100% | $215K | 17 |
| 5 | TD Bank, National AssociationLimited sample | 62% | 10 / 16 | 100% | $165K | 10 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 39 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in St. Johns County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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