Investment property cash-out lenders in St. Johns County, Florida
Fat Boy Data analyzed investment cash-out refinance activity in St. Johns County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 356 applications were decided by 109 lenders between 2023 and 2025.
St. Johns County at a glance
How St. Johns County compares
What the data shows
Ameris Bank made the most investment cash-out refinances in St. Johns County, FL, 13 of them.
Investment property cash-out lenders in St. Johns County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 79% | 41 / 52 | 98% | $205K | 40 |
| 2 | Rocket Mortgage, LLCLimited sample | 76% | 13 / 17 | 92% | $255K | 12 |
| 3 | Ameris BankLimited sample | 87% | 13 / 15 | 100% | $235K | 13 |
| 4 | Amerisave Mortgage CorporationLimited sample | 15% | 2 / 13 | 100% | $55K | 2 |
| 5 | Vystar Credit UnionLimited sample | 17% | 2 / 12 | 100% | $75K | 2 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 104 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in St. Johns County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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