Investment property improvement lenders in Ada County, Idaho
Fat Boy Data analyzed investment home improvement loan activity in Ada County, Idaho, home to Boise City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 433 applications were decided by 47 lenders between 2023 and 2025.
Ada County at a glance
How Ada County compares
What the data shows
Idaho Central Credit Union made the most investment home improvement loans in Ada County, ID, 170 of them.
That is 69% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Idaho Central Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 71% of 276.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Ada County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Idaho Central Credit Union | 71% | 196 / 276 | 87% | $145K | 170 |
| 2 | U.S. Bank National AssociationLimited sample | 12% | 2 / 17 | 100% | $25K | 2 |
| 3 | Figure Lending LLCLimited sample | 56% | 5 / 9 | 80% | $225K | 4 |
| 4 | Zions Bancorporation, N.A.Limited sample | 88% | 7 / 8 | 100% | $155K | 7 |
| 5 | First Technology Federal Credit UnionLimited sample | 88% | 7 / 8 | 86% | $105K | 6 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 42 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Ada County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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