Investment property improvement lenders in Idaho
Fat Boy Data analyzed investment home improvement loan activity in Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 876 applications were decided by 71 lenders between 2023 and 2025.
Idaho at a glance
How Idaho compares
What the data shows
Idaho Central Credit Union made the most investment home improvement loans in Idaho, 312 of them.
That is 64% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Idaho Central Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 70% of 509.
Lenders approved 62.6% of investment home improvement loan applications in Idaho, 11.3 percentage points above the the United States rate of 51.2%.
The typical investment home improvement loan here is $145K, 26% larger than the the United States typical of $115K.
Only 1 lender here typically writes at or below $35K: U.S. Bank National Association.
Investment property improvement lenders in Idaho
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Idaho Central Credit Union | 70% | 356 / 509 | 88% | $145K | 312 |
| 2 | U.S. Bank National Association | 13% | 3 / 23 | 100% | $25K | 3 |
| 3 | Figure Lending LLC | 50% | 11 / 22 | 82% | $225K | 9 |
| 4 | Zions Bancorporation, N.A.Limited sample | 88% | 15 / 17 | 100% | $155K | 15 |
| 5 | Mountain America Federal Credit UnionLimited sample | 12% | 2 / 17 | 100% | $235K | 2 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 66 more lenders.
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