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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Idaho

Fat Boy Data analyzed investment property refinance activity in Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 830 applications were decided by 144 lenders between 2023 and 2025.

Idaho at a glance

144Active lenders7 with 20+ decisions
79.5%Market approval rate660 of 830 decided
$295KTypical loanmedian lender, $10K brackets
88%Borrower take-up580 loans funded

How Idaho compares

Approval rate compared
Idaho79.5%All 616 counties77.7%
Typical loan compared
Idaho$295KAll 616 counties$235K

What the data shows

Idaho Central Credit Union made the most investment property refinances in Idaho, 90 of them.

D. L. Evans Bank approved the highest share of applications among lenders with at least 20 decisions here, 95% of 22.

The typical investment property refinance here is $295K, 26% larger than the the United States typical of $235K.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%United Wholesale Mortgage, LLC: 67% approved of 36Rocket Mortgage, LLC: 74% approved of 35The Loan Store, Inc.: 81% approved of 21Bank of Idaho: 81% approved of 21Cmg Mortgage, Inc.: 86% approved of 29Idaho Central Credit Union: 90% approved of 149D. L. Evans Bank: 95% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Idaho

LenderApprovalApprovedTaken upTypical loanLoans made
1Idaho Central Credit Union90%134 / 14967%$285K90
2United Wholesale Mortgage, LLCBroker only67%24 / 36100%$305K24
3Rocket Mortgage, LLC74%26 / 3592%$305K24
4Cmg Mortgage, Inc.86%25 / 2992%$285K23
5D. L. Evans Bank95%21 / 22100%$255K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 139 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Idaho. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
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  • Typical loan and full range
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  • Branch count and how to apply
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Other lending data for Idaho

Counties in Idaho