Home›Idaho›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Idaho

Fat Boy Data analyzed mortgage refinance activity in Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,569 applications were decided by 298 lenders between 2023 and 2025.

Idaho at a glance

298Active lenders66 with 20+ decisions
79.8%Market approval rate7,633 of 9,569 decided
$255KTypical loanmedian lender, $10K brackets
90%Borrower take-up6,871 loans funded

How Idaho compares

Approval rate compared
Idaho79.8%All 616 counties76.5%
Typical loan compared
Idaho$255KAll 616 counties$295K

What the data shows

Idaho Central Credit Union made the most mortgage refinances in Idaho, 943 of them.

Connections Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical mortgage refinance here is $255K, 14% smaller than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 9% approved of 56One lender: 38% approved of 250One lender: 48% approved of 100One lender: 53% approved of 34One lender: 57% approved of 70Mountain America Federal Credit Union: 58% approved of 843One lender: 58% approved of 178One lender: 59% approved of 34One lender: 64% approved of 101One lender: 65% approved of 23One lender: 68% approved of 100One lender: 69% approved of 199One lender: 70% approved of 137One lender: 70% approved of 37One lender: 70% approved of 27One lender: 73% approved of 64One lender: 74% approved of 38One lender: 74% approved of 134One lender: 74% approved of 27One lender: 74% approved of 192One lender: 76% approved of 196One lender: 79% approved of 38One lender: 79% approved of 58One lender: 80% approved of 99One lender: 81% approved of 81One lender: 82% approved of 61One lender: 82% approved of 90One lender: 82% approved of 51One lender: 82% approved of 193One lender: 83% approved of 52One lender: 84% approved of 88One lender: 85% approved of 27One lender: 85% approved of 110One lender: 86% approved of 63Rocket Mortgage, LLC: 86% approved of 532One lender: 86% approved of 66One lender: 87% approved of 55One lender: 87% approved of 173Idaho Central Credit Union: 88% approved of 1,498One lender: 90% approved of 58United Wholesale Mortgage, LLC: 90% approved of 751One lender: 91% approved of 33One lender: 91% approved of 46One lender: 92% approved of 168One lender: 92% approved of 48One lender: 93% approved of 29One lender: 94% approved of 125One lender: 94% approved of 115One lender: 94% approved of 72Freedom Mortgage Corporation: 95% approved of 284One lender: 95% approved of 41One lender: 95% approved of 62One lender: 96% approved of 47One lender: 96% approved of 47One lender: 96% approved of 26One lender: 96% approved of 53One lender: 97% approved of 91One lender: 97% approved of 109One lender: 98% approved of 54One lender: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Idaho

LenderApprovalApprovedTaken upTypical loanLoans made
1Idaho Central Credit Union88%1,316 / 1,49872%$225K943
2Mountain America Federal Credit Union58%487 / 84398%$95K477
3United Wholesale Mortgage, LLCBroker only90%675 / 75195%$455K641
4Rocket Mortgage, LLC86%458 / 53295%$355K437
5Freedom Mortgage Corporation95%269 / 28477%$425K206

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 293 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Idaho. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Idaho

Other lending data for Idaho

Counties in Idaho