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refinance lenders · HMDA 2023–2025

Refinance lenders in Idaho

Fat Boy Data analyzed mortgage refinance activity in Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,569 applications were decided by 298 lenders between 2023 and 2025.

Idaho at a glance

298Active lenders66 with 20+ decisions
79.8%Market approval rate7,633 of 9,569 decided
$255KTypical loanmedian lender, $10K brackets
90%Borrower take-up6,871 loans funded

How Idaho compares

Approval rate compared
Idaho79.8%All 616 counties76.5%
Typical loan compared
Idaho$255KAll 616 counties$295K

What the data shows

Idaho Central Credit Union made the most mortgage refinances in Idaho, 943 of them.

Connections Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical mortgage refinance here is $255K, 14% smaller than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 9% approved of 56Discover Bank: 38% approved of 250Mortgage Research Center, LLC: 48% approved of 100PNC Bank, National Association: 53% approved of 34Horizon Fiscu: 57% approved of 70Mountain America Federal Credit Union: 58% approved of 843Lakeview Loan Servicing, LLC: 58% approved of 178First Federal Savings Bank of Twin Falls: 59% approved of 34Bank of America, National Association: 64% approved of 101Spring Eq, LLC: 65% approved of 23Newrez LLC: 68% approved of 100First Interstate Bank: 69% approved of 199Glacier Bank: 70% approved of 137Boeing Employees Credit Union: 70% approved of 37Wells Fargo Bank, National Association: 70% approved of 27KeyBank National Association: 73% approved of 64Kind Lending, LLC: 74% approved of 38WESTMARK Credit Union: 74% approved of 134Churchill Mortgage Corporation: 74% approved of 27Spokane Teachers: 74% approved of 192Zions Bancorporation, N.A.: 76% approved of 196Bank of Idaho: 79% approved of 38Columbia Bank: 79% approved of 58Potlatch No. 1 Financial Credit Union: 80% approved of 99D. L. Evans Bank: 81% approved of 81Washington Trust Bank: 82% approved of 61AMERICA FIRST Federal Credit Union: 82% approved of 90Willamette Valley Bank: 82% approved of 51U.S. Bank National Association: 82% approved of 193Fairway Independent Mortgage Corporation: 83% approved of 52Loandepot.Com, LLC: 84% approved of 88Waterstone Mortgage Corporation: 85% approved of 27Premier Mortgage Resources, L.L.C.: 85% approved of 110American Pacific Mortgage Corporation: 86% approved of 63Rocket Mortgage, LLC: 86% approved of 532Longbridge Financial, LLC: 86% approved of 66Planet Home Lending, LLC: 87% approved of 55Pennymac Loan Services, LLC: 87% approved of 173Idaho Central Credit Union: 88% approved of 1,498Nationstar Mortgage LLC: 90% approved of 58United Wholesale Mortgage, LLC: 90% approved of 751Lendage, LLC: 91% approved of 33JPMorgan Chase Bank, National Association: 91% approved of 46Mutual of Omaha Mortgage, Inc.: 92% approved of 168Synergy One Lending, Inc.: 92% approved of 48Sunflower Bank, National Association: 93% approved of 29Finance of America Reverse LLC: 94% approved of 125Cmg Mortgage, Inc.: 94% approved of 115Evergreen Moneysource Mortgage Company: 94% approved of 72Freedom Mortgage Corporation: 95% approved of 284Pioneer Federal Credit Union: 95% approved of 41Movement Mortgage, LLC: 95% approved of 62Traditional Mortgage Acceptance Corporation: 96% approved of 47Onity Mortgage Corporation: 96% approved of 47Primelending, A Plainscapital Company: 96% approved of 26Crosscountry Mortgage, LLC: 96% approved of 53Village Capital & Investment LLC: 97% approved of 91Guild Mortgage Company LLC: 97% approved of 109Guaranteed Rate, Inc.: 98% approved of 54Connections Credit Union: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Idaho

LenderApprovalApprovedTaken upTypical loanLoans made
1Idaho Central Credit Union88%1,316 / 1,49872%$225K943
2Mountain America Federal Credit Union58%487 / 84398%$95K477
3United Wholesale Mortgage, LLCBroker only90%675 / 75195%$455K641
4Rocket Mortgage, LLC86%458 / 53295%$355K437
5Freedom Mortgage Corporation95%269 / 28477%$425K206

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 293 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Idaho. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Idaho

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Counties in Idaho

Ada CountyCountyCanyon CountyCountyKootenai CountyCountyBonneville CountyCounty