Investment property improvement lenders in Hardin County, Kentucky
Fat Boy Data analyzed investment home improvement loan activity in Hardin County, Kentucky, home to Elizabethtown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 76 applications were decided by 17 lenders between 2023 and 2025.
Hardin County at a glance
How Hardin County compares
What the data shows
West Point Bank made the most investment home improvement loans in Hardin County, KY, 29 of them.
That is 49% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
West Point Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.
Lenders approved 80.3% of investment home improvement loan applications in Hardin County, KY, 15.6 percentage points above the Kentucky rate of 64.7%.
The typical investment home improvement loan here is $65K, 24% smaller than the Kentucky typical of $85K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Hardin County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | West Point Bank | 100% | 30 / 30 | 97% | $65K | 29 |
| 2 | Abound Federal Credit UnionLimited sample | 88% | 7 / 8 | 100% | $75K | 7 |
| 3 | The Cecilian BankLimited sample | 86% | 6 / 7 | 100% | $75K | 6 |
| 4 | Meade County BankLimited sample | 100% | 6 / 6 | 100% | $35K | 6 |
| 5 | Spring Eq, LLCLimited sample | 0% | 0 / 4 | — | — | 0 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 12 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Hardin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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