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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Hardin County, Kentucky

Fat Boy Data analyzed investment property refinance activity in Hardin County, Kentucky, home to Elizabethtown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 160 applications were decided by 32 lenders between 2023 and 2025.

Hardin County at a glance

32Active lenders2 with 20+ decisions
96.2%Market approval rate154 of 160 decided
$125KTypical loanmedian lender, $10K brackets
96%Borrower take-up148 loans funded

How Hardin County compares

Approval rate compared
Hardin County96.2%Kentucky86.2%All 616 counties77.7%
Typical loan compared
Hardin County$125KKentucky$155KAll 616 counties$235K

What the data shows

West Point Bank made the most investment property refinances in Hardin County, KY, 33 of them.

West Point Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.

Lenders approved 96.2% of investment property refinance applications in Hardin County, KY, 10.0 percentage points above the Kentucky rate of 86.2%.

The typical investment property refinance here is $125K, 19% smaller than the Kentucky typical of $155K.

Investment property refinance lenders in Hardin County

LenderApprovalApprovedTaken upTypical loanLoans made
1West Point Bank100%35 / 3594%$135K33
2Wilson & Muir Bank & Trust Company100%20 / 20100%$95K20
3The Cecilian BankLimited sample100%16 / 16100%$125K16
4Magnolia Bank, IncorporatedLimited sample100%16 / 16100%$115K16
5South Central Bank, Inc.Limited sample100%14 / 14100%$185K14

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 27 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Hardin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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