Lender profile · HMDA 2023–2025
Clearpath Lending mortgage approval rates & lending data
Clearpath Lending decided 4,102 mortgage applications and funded 3,420 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 115 / 136 | 100% | $325K | 115 |
| Cash-out refinance | 78% | 1,372 / 1,757 | 100% | $305K | 1,372 |
| Refinance | 88% | 1,919 / 2,191 | 100% | $315K | 1,919 |
Clearpath Lending lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 82% | $335K | 443 | 365 |
| California | 82% | $455K | 311 | 254 |
| North Carolina | 85% | $265K | 311 | 263 |
| Texas | 83% | $315K | 292 | 242 |
| Arizona | 92% | $325K | 272 | 250 |
| Georgia | 83% | $305K | 256 | 212 |
| Virginia | 83% | $365K | 209 | 173 |
| South Carolina | 83% | $295K | 208 | 172 |
| Ohio | 81% | $235K | 203 | 164 |
| Nevada | 82% | $395K | 148 | 121 |
| Maryland | 86% | $435K | 139 | 119 |
| Michigan | 84% | $215K | 137 | 115 |
| Indiana | 81% | $235K | 133 | 108 |
| Pennsylvania | 78% | $245K | 124 | 97 |
| Alabama | 84% | $265K | 117 | 98 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.