Clearpath Lending mortgage approval rate & lending review
Clearpath Lending decided 4,102 mortgage applications and funded 3,420 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Clearpath Lending reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to clearpathlending.com.
Clearpath Lending at a glance
Approval is 10.1 points above the 73.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 115 / 136 | 100% | $325K | 115 |
| Cash-out refinance | 78% | 1,372 / 1,757 | 100% | $305K | 1,372 |
| Refinance | 88% | 1,919 / 2,191 | 100% | $315K | 1,919 |
Clearpath Lending lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 82% | $335K | 443 | 365 |
| California | 82% | $455K | 311 | 254 |
| North Carolina | 85% | $265K | 311 | 263 |
| Texas | 83% | $315K | 292 | 242 |
| Arizona | 92% | $325K | 272 | 250 |
| Georgia | 83% | $305K | 256 | 212 |
| Virginia | 83% | $365K | 209 | 173 |
| South Carolina | 83% | $295K | 208 | 172 |
| Ohio | 81% | $235K | 203 | 164 |
| Nevada | 82% | $395K | 148 | 121 |
| Maryland | 86% | $435K | 139 | 119 |
| Michigan | 84% | $215K | 137 | 115 |
| Indiana | 81% | $235K | 133 | 108 |
| Pennsylvania | 78% | $245K | 124 | 97 |
| Alabama | 84% | $265K | 117 | 98 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Clearpath Lending lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cumberland County, NC | Refinance | 94% | 33 | 31 |
| Bexar County, TX | Refinance | 89% | 35 | 31 |
| Pima County, AZ | Refinance | 93% | 30 | 28 |
| Richland County, SC | Refinance | 81% | 32 | 26 |
| Pima County, AZ | Cash-out refinance | 96% | 25 | 24 |
| Bell County, TX | Refinance | 88% | 26 | 23 |
| Jefferson County, AL | Refinance | 88% | 24 | 21 |
| Onslow County, NC | Refinance | 91% | 22 | 20 |
| Richland County, SC | Cash-out refinance | 91% | 22 | 20 |
| Marion County, IN | Refinance | 95% | 20 | 19 |
| El Paso County, TX | Refinance | 95% | 20 | 19 |
| El Paso County, CO | Refinance | 85% | 20 | 17 |
The county markets where Clearpath Lending made the most loans. Each link opens that market with every lender ranked.
Questions about Clearpath Lending
What is Clearpath Lending's mortgage approval rate?
Clearpath Lending approved 83.4% of the 4,102 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.1 points above the 73.3% national rate for the same mix of loan types.
How often do borrowers take the loan Clearpath Lending offers?
Borrowers accepted 100% of the loans Clearpath Lending approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Clearpath Lending make?
The typical mortgage refinance loan Clearpath Lending made was $315K; across all loan types its typical loan ran from $305K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Clearpath Lending lend?
Clearpath Lending decided applications in 31 of the states Fat Boy Data covers, most of them in Florida, California and North Carolina.
Can I apply to Clearpath Lending directly?
Yes. Clearpath Lending reports as a direct lender that takes applications from borrowers. Its website is clearpathlending.com.
Does this page show Clearpath Lending's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Clearpath Lending treats applications, then get a rate quote from the lender.