Lender profile · HMDA 2023–2025
Country Bank for Savings mortgage approval rates & lending data
Country Bank for Savings decided 1,536 mortgage applications and funded 1,263 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 481 / 524 | 96% | $325K | 461 |
| Home improvement loans | 82% | 429 / 526 | 96% | $75K | 412 |
| Cash-out refinance | 88% | 66 / 75 | 95% | $215K | 63 |
| Refinance | 83% | 250 / 300 | 95% | $115K | 238 |
| Investment property purchase | 97% | 58 / 60 | 97% | $415K | 56 |
| Investment cash-out refinance | 74% | 23 / 31 | 87% | $385K | 20 |
Country Bank for Savings lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 86% | $115K | 1,525 | 1,254 |
| Connecticut | 100% | $265K | 5 | 5 |
| Rhode Island | 80% | $445K | 5 | 4 |
| Florida | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.