Credit Union Mortgage Association, Inc. mortgage approval rate & lending review
Credit Union Mortgage Association, Inc. decided 3,192 mortgage applications and funded 2,680 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Credit Union Mortgage Association, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Credit Union Mortgage Association, Inc. at a glance
Approval is 4.8 points above the 81.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 1,842 / 1,958 | 97% | $365K | 1,787 |
| Home improvement loans | 80% | 39 / 49 | 95% | $175K | 37 |
| Cash-out refinance | 69% | 421 / 614 | 97% | $225K | 408 |
| Refinance | 86% | 308 / 360 | 97% | $435K | 298 |
| Investment property purchase | 88% | 111 / 126 | 96% | $245K | 106 |
| Investment cash-out refinance | 54% | 40 / 74 | 100% | $175K | 40 |
Credit Union Mortgage Association, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 86% | $425K | 582 | 492 |
| Virginia | 87% | $535K | 504 | 430 |
| North Carolina | 89% | $285K | 439 | 378 |
| Florida | 78% | $275K | 255 | 191 |
| Pennsylvania | 87% | $235K | 195 | 161 |
| District of Columbia | 83% | $555K | 132 | 107 |
| Illinois | 81% | $305K | 129 | 103 |
| South Carolina | 91% | $305K | 113 | 99 |
| New York | 89% | $145K | 103 | 91 |
| Tennessee | 91% | $355K | 81 | 71 |
| New Jersey | 90% | $585K | 73 | 64 |
| California | 86% | $655K | 58 | 50 |
| Texas | 83% | $305K | 52 | 41 |
| Ohio | 96% | $215K | 50 | 44 |
| Kentucky | 73% | $235K | 49 | 34 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Credit Union Mortgage Association, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Howard County, MD | Mortgage lenders | 98% | 52 | 51 |
| Cumberland County, NC | Mortgage lenders | 96% | 47 | 42 |
| Monroe County, NY | Mortgage lenders | 93% | 43 | 40 |
| Forsyth County, NC | Mortgage lenders | 100% | 41 | 40 |
| Prince George's County, MD | Cash-out refinance | 60% | 52 | 31 |
| Arlington County, VA | Mortgage lenders | 94% | 33 | 31 |
| Moore County, NC | Mortgage lenders | 100% | 28 | 28 |
| Fairfax County, VA | Cash-out refinance | 89% | 27 | 24 |
| Alexandria city, VA | Mortgage lenders | 95% | 22 | 21 |
| Monroe County, PA | Mortgage lenders | 95% | 21 | 20 |
| Cumberland County, NC | Cash-out refinance | 76% | 21 | 16 |
| Monroe County, PA | Cash-out refinance | 70% | 23 | 16 |
The county markets where Credit Union Mortgage Association, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Credit Union Mortgage Association, Inc.
What is Credit Union Mortgage Association, Inc.'s mortgage approval rate?
Credit Union Mortgage Association, Inc. approved 86.6% of the 3,192 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.8 points above the 81.8% national rate for the same mix of loan types.
How often do borrowers take the loan Credit Union Mortgage Association, Inc. offers?
Borrowers accepted 97% of the loans Credit Union Mortgage Association, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Credit Union Mortgage Association, Inc. make?
The typical home purchase mortgage loan Credit Union Mortgage Association, Inc. made was $365K; across all loan types its typical loan ran from $175K to $435K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Credit Union Mortgage Association, Inc. lend?
Credit Union Mortgage Association, Inc. decided applications in 47 of the states Fat Boy Data covers, most of them in Maryland, Virginia and North Carolina.
Can I apply to Credit Union Mortgage Association, Inc. directly?
Yes. Credit Union Mortgage Association, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Credit Union Mortgage Association, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Credit Union Mortgage Association, Inc. treats applications, then get a rate quote from the lender.