Lender profile · HMDA 2023–2025
Credit Union Mortgage Association, Inc. mortgage approval rates & lending data
Credit Union Mortgage Association, Inc. decided 3,192 mortgage applications and funded 2,680 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 1,842 / 1,958 | 97% | $365K | 1,787 |
| Home improvement loans | 80% | 39 / 49 | 95% | $175K | 37 |
| Cash-out refinance | 69% | 421 / 614 | 97% | $225K | 408 |
| Refinance | 86% | 308 / 360 | 97% | $435K | 298 |
| Investment property purchase | 88% | 111 / 126 | 96% | $245K | 106 |
| Investment cash-out refinance | 54% | 40 / 74 | 100% | $175K | 40 |
Credit Union Mortgage Association, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 86% | $425K | 582 | 492 |
| Virginia | 87% | $535K | 504 | 430 |
| North Carolina | 89% | $285K | 439 | 378 |
| Florida | 78% | $275K | 255 | 191 |
| Pennsylvania | 87% | $235K | 195 | 161 |
| District of Columbia | 83% | $555K | 132 | 107 |
| Illinois | 81% | $305K | 129 | 103 |
| South Carolina | 91% | $305K | 113 | 99 |
| New York | 89% | $145K | 103 | 91 |
| Tennessee | 91% | $355K | 81 | 71 |
| New Jersey | 90% | $585K | 73 | 64 |
| California | 86% | $655K | 58 | 50 |
| Texas | 83% | $305K | 52 | 41 |
| Ohio | 96% | $215K | 50 | 44 |
| Kentucky | 73% | $235K | 49 | 34 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.