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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Monroe County, Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Monroe County, Pennsylvania, home to East Stroudsburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,374 applications were decided by 193 lenders between 2023 and 2025.

Monroe County at a glance

193Active lenders25 with 20+ decisions
62.6%Market approval rate2,112 of 3,374 decided
$165KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,992 loans funded

How Monroe County compares

Approval rate compared
Monroe County62.6%Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Monroe County$165KPennsylvania$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Monroe County, PA, 643 of them.

That is 32% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 36.

The typical cash-out refinance here is $165K, 14% larger than the Pennsylvania typical of $145K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 51Amerisave Mortgage Corporation: 25% approved of 277One lender: 34% approved of 50One lender: 40% approved of 106One lender: 44% approved of 55Newrez LLC: 44% approved of 167One lender: 48% approved of 65One lender: 56% approved of 36Loandepot.Com, LLC: 56% approved of 133One lender: 57% approved of 99One lender: 59% approved of 39One lender: 61% approved of 38One lender: 62% approved of 92One lender: 62% approved of 32One lender: 63% approved of 59United Wholesale Mortgage, LLC: 66% approved of 208One lender: 70% approved of 23One lender: 71% approved of 21One lender: 76% approved of 29Rocket Mortgage, LLC: 77% approved of 877One lender: 82% approved of 78One lender: 82% approved of 28One lender: 84% approved of 111One lender: 90% approved of 29One lender: 97% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Monroe County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%672 / 87796%$165K643
2Amerisave Mortgage Corporation25%69 / 27799%$115K68
3United Wholesale Mortgage, LLCBroker only66%137 / 20899%$225K135
4Newrez LLC44%74 / 167100%$165K74
5Loandepot.Com, LLC56%74 / 13399%$225K73

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 188 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Monroe County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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