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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cumberland County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Cumberland County, North Carolina, home to Fayetteville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,651 applications were decided by 178 lenders between 2023 and 2025.

Cumberland County at a glance

178Active lenders36 with 20+ decisions
62.6%Market approval rate3,540 of 5,651 decided
$175KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,261 loans funded

How Cumberland County compares

Approval rate compared
Cumberland County62.6%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Cumberland County$175KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Cumberland County, NC, 759 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 121.

Lenders approved 62.6% of cash-out refinance applications in Cumberland County, NC, 5.3 percentage points below the North Carolina rate of 67.9%.

The typical cash-out refinance here is $175K, 10% smaller than the North Carolina typical of $195K.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 263One lender: 25% approved of 20Amerisave Mortgage Corporation: 26% approved of 374One lender: 31% approved of 65One lender: 32% approved of 47One lender: 35% approved of 31One lender: 38% approved of 141One lender: 42% approved of 285New Day Financial, LLC: 44% approved of 309One lender: 48% approved of 120One lender: 49% approved of 70One lender: 50% approved of 54One lender: 52% approved of 40One lender: 57% approved of 162One lender: 59% approved of 22One lender: 59% approved of 69One lender: 63% approved of 241One lender: 65% approved of 20One lender: 66% approved of 47One lender: 70% approved of 33One lender: 70% approved of 162One lender: 71% approved of 21One lender: 72% approved of 36One lender: 75% approved of 171Freedom Mortgage Corporation: 76% approved of 339One lender: 76% approved of 88One lender: 76% approved of 21One lender: 76% approved of 21United Wholesale Mortgage, LLC: 78% approved of 465One lender: 79% approved of 29One lender: 81% approved of 175One lender: 81% approved of 26Rocket Mortgage, LLC: 81% approved of 965One lender: 92% approved of 24One lender: 95% approved of 60One lender: 98% approved of 121

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Cumberland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%785 / 96597%$165K759
2United Wholesale Mortgage, LLCBroker only78%363 / 46598%$235K354
3Amerisave Mortgage Corporation26%98 / 37495%$125K93
4Freedom Mortgage Corporation76%258 / 33996%$245K247
5New Day Financial, LLC44%135 / 30986%$225K116

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 173 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Cumberland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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