Lender profile · HMDA 2023–2025
Onity Mortgage Corporation mortgage approval rates & lending data
Onity Mortgage Corporation decided 18,604 mortgage applications and funded 13,062 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 1,266 / 1,398 | 98% | $305K | 1,246 |
| Home improvement loans | 74% | 834 / 1,131 | 99% | $225K | 824 |
| Cash-out refinance | 67% | 4,799 / 7,139 | 99% | $215K | 4,734 |
| Refinance | 73% | 5,804 / 7,999 | 98% | $325K | 5,680 |
| Investment property purchase | 87% | 191 / 219 | 99% | $205K | 190 |
| Investment cash-out refinance | 52% | 283 / 541 | 98% | $165K | 277 |
| Investment refinance | 64% | 81 / 127 | 96% | $335K | 78 |
| Investment home improvement | 68% | 34 / 50 | 97% | $245K | 33 |
Onity Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 70% | $475K | 2,592 | 1,781 |
| Texas | 66% | $215K | 1,874 | 1,204 |
| Florida | 64% | $265K | 1,865 | 1,173 |
| Arizona | 78% | $365K | 855 | 653 |
| Georgia | 70% | $215K | 707 | 487 |
| New Jersey | 71% | $275K | 695 | 488 |
| Pennsylvania | 64% | $155K | 638 | 398 |
| Illinois | 70% | $305K | 591 | 408 |
| Massachusetts | 79% | $345K | 587 | 461 |
| Colorado | 78% | $355K | 585 | 451 |
| North Carolina | 72% | $225K | 548 | 392 |
| Ohio | 70% | $145K | 463 | 321 |
| Virginia | 79% | $345K | 461 | 353 |
| Washington | 77% | $445K | 460 | 338 |
| Tennessee | 74% | $245K | 435 | 316 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.