Home improvement loan lenders in Kent County, Michigan
Fat Boy Data analyzed home improvement loan activity in Kent County, Michigan, home to Grand Rapids, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,308 applications were decided by 132 lenders between 2023 and 2025.
Kent County at a glance
How Kent County compares
What the data shows
Lake Michigan Credit Union made the most home improvement loans in Kent County, MI, 2,945 of them.
That is 45% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
River Valley Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 32.
Lenders approved 75.2% of home improvement loan applications in Kent County, MI, 8.2 percentage points above the Michigan rate of 67.0%.
Only 2 lenders here typically write at or below $35K: Intandem Credit Union, AAC Credit Union.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Kent County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Lake Michigan Credit Union | 88% | 3,140 / 3,563 | 94% | $55K | 2,945 |
| 2 | The Huntington National Bank | 57% | 826 / 1,458 | 95% | $75K | 782 |
| 3 | Fifth Third Bank, National Association | 66% | 600 / 907 | 95% | $75K | 569 |
| 4 | Independent Bank | 73% | 204 / 280 | 98% | $75K | 199 |
| 5 | PNC Bank, National Association | 70% | 140 / 200 | 98% | $75K | 137 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 127 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Kent County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.